[ head to head ]

DogPay Card vs Laso Finance Card

DogPay Card scores higher on the G2M score: 36/100 against 26/100 (#31 and #33 of 33 cards). Pick DogPay Card for a lower FX fee; pick Laso Finance Card for cashback and more countries.

DogPay Card36

#31 of 33 · Not published back · annual fee none

Get DogPay Read the review

Laso Finance Card26

#33 of 33 · 0% back · annual fee none

Get Laso Finance Read the review

The short answer

DogPay Card scores higher on the G2M score: 36/100 against 26/100 (#31 and #33 of 33 cards).
Laso Finance Card pays 0% cashback on its entry tier; DogPay Card does not publish a rate.
Neither card has an annual fee.
DogPay Card charges less on foreign currency: a 0.5% FX fee against 2%.
Laso Finance Card is confirmed in more countries: 1 against 0, though neither publishes a full list. Of the markets we check for every card, only Laso Finance Card is confirmed in United States.
Both are custodial.

Want the answer for your own spending, or the next tier up of each? See what each keeps you a year or pick tiers and add a third card.

Side by side

DogPay Card

Laso Finance Card

G2M score

Base cashback

Not published

Max cashback

Not published

Paid in

Not published

Annual fee

Free

FX fee

0.5%

Top-up fee

3.8%

Per-purchase fee

1% + $0.3

None listed

ATM

Physical card at supported ATMs; fee not published

Not published

Network

Visa / Mastercard

Visa

Card type

Prepaid

Custody

Custodial

No ID check

ID needed or not stated

Yes: US and international cards

Formats

virtual, physical

virtual

Apple / Google Pay

Yes / Yes

? / Yes

India

Unclear

UAE

Unclear

United States

Unclear

Yes

United Kingdom

Unclear

EU / EEA

Unclear

Countries

Depends on your region and identity checks; no country list published

US card for US merchants; international card for merchants worldwide, no published country list

Bank account (IBAN or account number)

In your name

Not confirmed

Send money to a bank account

1 currency

Not confirmed

Buy and sell crypto with fiat

Sell only

Spend against crypto without selling

Not confirmed

Yield on your balance

Yes

Not confirmed

Tiers

Basic · Premium · Platinum · Ultra

International card · US card · Reloadable card

Perks

Personal USD account (ACH, Fedwire, SWIFT) · 6% a year on stablecoins (Earn) · Card top-up fee 1% · $10 per virtual card · Up to 2 cards

No ID check for the US and international cards · Cards issued in seconds · Gift cards for 3,000+ brands; Venmo, PayPal and debit card payouts · AI agents can order cards through its API · Works with merchants worldwide

Highlighted values are the better of the two. “Not published” means the issuer does not state it. Card data last checked 28 Oct 2026; see each card's review for its sources.

Questions

Which is better, DogPay Card or Laso Finance Card?

DogPay Card scores higher on the G2M score: 36/100 against 26/100 (#31 and #33 of 33 cards). Pick DogPay Card for a lower FX fee; pick Laso Finance Card for cashback and more countries. The better card for you depends on where you live and how you spend; the G2M calculator works it out for your own spending.

Which has lower fees, DogPay Card or Laso Finance Card?

Neither card has an annual fee. DogPay Card charges less on foreign currency: a 0.5% FX fee against 2%.

Which pays more cashback, DogPay Card or Laso Finance Card?

Laso Finance Card pays 0% cashback on its entry tier; DogPay Card does not publish a rate.

Which works in more countries, DogPay Card or Laso Finance Card?

Laso Finance Card is confirmed in more countries: 1 against 0, though neither publishes a full list. Of the markets we check for every card, only Laso Finance Card is confirmed in United States.

Who holds my funds with DogPay Card and Laso Finance Card?

Both are custodial.

More comparisons

Scores use the same rules for every card (how the score works). Referral links never change a score or rank. Not financial advice.