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Karta.io Card vs MetaMask Card

MetaMask Card scores higher on the G2M score: 70/100 against 40/100 (#6 and #26 of 26 cards). MetaMask Card also comes out ahead on cashback and more countries.

Karta.io Card40

#26 of 26 · Not published back · annual fee none

Get Karta.ioRead the review
MetaMask Card70

#6 of 26 · 1% back · annual fee none

Get MetaMaskRead the review

The short answer

  • MetaMask Card scores higher on the G2M score: 70/100 against 40/100 (#6 and #26 of 26 cards).
  • MetaMask Card pays 1% cashback on its entry tier; Karta.io Card does not publish a rate.
  • Neither card has an annual fee.
  • Both charge a 1% FX fee on foreign currency.
  • MetaMask Card lists 53 countries where it works; Karta.io Card does not publish a full country list. Of the markets we check for every card, only MetaMask Card is confirmed in EU / EEA.
  • Both are self-custodial.

Want the answer for your own spending, or the next tier up of each? See what each keeps you a year or pick tiers and add a third card.

Side by side

Detail
Karta.io Card
MetaMask Card
G2M score
40
70 (better)
Base cashback
Not published
1%
Max cashback
Not published
1%
Paid in
Not published
Not published
Annual fee
Free
Free
FX fee
1%
1%
Top-up fee
0%
0%
Per-purchase fee
1.5%
None listed
ATM
1 USDT + 2.5% per withdrawal
2%; Metal: free up to $1,200 a month
Network
Visa
Mastercard
Card type
Prepaid
Debit
Custody
Self-custodial
Self-custodial
Formats
virtual, physical
virtual, physical, metal
Apple / Google Pay
Yes / Yes
Yes / Yes
India
Unclear
No
UAE
Unclear
No
United States
No
No
United Kingdom
Unclear
No
EU / EEA
Unclear
Yes
Countries
Not published; depends on local rules and card partners
53
Bank account (IBAN or account number)
In your name
No
Send money to a bank account
No
3 currencies
Buy and sell crypto with fiat
Buy only
Buy and sell
Spend against crypto without selling
No
No
Yield on your balance
No
Yes
Tiers
Karta Personal
Virtual · Metal
Perks
Visa Signature · Fiat top-ups by ACH, SEPA, SWIFT, PIX and SPEI
Works on Base, Linea, Monad and Solana · Free ATM withdrawals up to $1,200 a month · Physical metal card

Highlighted values are the better of the two. “Not published” means the issuer does not state it. Card data last checked 25 Oct 2026; see each card's review for its sources.

Questions

Which is better, Karta.io Card or MetaMask Card?

MetaMask Card scores higher on the G2M score: 70/100 against 40/100 (#6 and #26 of 26 cards). MetaMask Card also comes out ahead on cashback and more countries. The better card for you depends on where you live and how you spend; the G2M calculator works it out for your own spending.

Which has lower fees, Karta.io Card or MetaMask Card?

Neither card has an annual fee. Both charge a 1% FX fee on foreign currency.

Which pays more cashback, Karta.io Card or MetaMask Card?

MetaMask Card pays 1% cashback on its entry tier; Karta.io Card does not publish a rate.

Which works in more countries, Karta.io Card or MetaMask Card?

MetaMask Card lists 53 countries where it works; Karta.io Card does not publish a full country list. Of the markets we check for every card, only MetaMask Card is confirmed in EU / EEA.

Who holds my funds with Karta.io Card and MetaMask Card?

Both are self-custodial.

More comparisons

Scores use the same rules for every card (how the score works). Referral links never change a score or rank. Not financial advice.

Karta.io Card vs MetaMask Card: fees, cashback and countries compared · G2M