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SolCard vs Wirex One Card

Wirex One Card scores higher on the G2M score: 74/100 against 35/100 (#5 and #32 of 33 cards). Pick SolCard for more countries; pick Wirex One Card for cashback, a lower FX fee and control of your funds.

SolCard35

#32 of 33 · 0% to 1.3% back · annual fee none

Get SolCardRead the review
Wirex One Card74

#5 of 33 · 0.5% to 8% back · annual fee none

Get WirexRead the review

The short answer

  • Wirex One Card scores higher on the G2M score: 74/100 against 35/100 (#5 and #32 of 33 cards).
  • Wirex One Card pays more cashback on its entry tier: 0.5% against 0%. Higher tiers go up to 1.3% on SolCard and 8% on Wirex One Card.
  • Neither card has an annual fee.
  • Wirex One Card charges less on foreign currency: a 0% FX fee against 2%.
  • Wirex One Card lists 73 countries where it works; SolCard does not publish a full country list (245 confirmed so far). Of the markets we check for every card, only SolCard is confirmed in United States and India.
  • SolCard is custodial; Wirex One Card is self-custodial.

Want the answer for your own spending, or the next tier up of each? See what each keeps you a year or pick tiers and add a third card.

Side by side

Detail
SolCard
Wirex One Card
G2M score
35
74 (better)
Base cashback
0%
0.5% (better)
Max cashback
1.3%
8% (better)
Paid in
USDT or USDC
USD
Annual fee
Free
Free
FX fee
2%
0% (better)
Top-up fee
5%
0.08% (better)
Per-purchase fee
None listed
None listed
ATM
Not published
Premium tier and above
Network
Visa / Mastercard
Visa
Card type
Prepaid
Debit
Custody
Custodial
Self-custodial
No ID check
Yes: Virtual card
ID needed or not stated
Formats
virtual, physical
virtual, physical
Apple / Google Pay
Yes / Yes
Yes / Yes
India
Yes
No
UAE
Yes
Yes
United States
Yes
No
United Kingdom
Yes
Yes
EU / EEA
Yes
Yes
Countries
Worldwide except Hong Kong and sanctioned countries; in the US only the Virtual card (online)
73
Bank account (IBAN or account number)
Not confirmed
In your name
Send money to a bank account
Not confirmed
3 currencies
Buy and sell crypto with fiat
Not confirmed
Buy and sell
Spend against crypto without selling
No
Yes
Yield on your balance
No
Yes
Tiers
Virtual · Platinum · Signature · Private
Base · Premium · Elite · Private · Bespoke
Perks
No ID check needed for the Virtual card · Physical Platinum card with Apple Pay and Google Pay · Top up from 13 networks, incl. Bitcoin, Solana and Tron · SOLC staking: free cards and cashback · Online only, no Apple Pay or Google Pay
No locked funds required · AirRefund flight compensation · Up to 15% off SIXT · Visa Signature benefits

Highlighted values are the better of the two. “Not published” means the issuer does not state it. Card data last checked 25 Oct 2026; see each card's review for its sources.

Questions

Which is better, SolCard or Wirex One Card?

Wirex One Card scores higher on the G2M score: 74/100 against 35/100 (#5 and #32 of 33 cards). Pick SolCard for more countries; pick Wirex One Card for cashback, a lower FX fee and control of your funds. The better card for you depends on where you live and how you spend; the G2M calculator works it out for your own spending.

Which has lower fees, SolCard or Wirex One Card?

Neither card has an annual fee. Wirex One Card charges less on foreign currency: a 0% FX fee against 2%.

Which pays more cashback, SolCard or Wirex One Card?

Wirex One Card pays more cashback on its entry tier: 0.5% against 0%. Higher tiers go up to 1.3% on SolCard and 8% on Wirex One Card.

Which works in more countries, SolCard or Wirex One Card?

Wirex One Card lists 73 countries where it works; SolCard does not publish a full country list (245 confirmed so far). Of the markets we check for every card, only SolCard is confirmed in United States and India.

Who holds my funds with SolCard and Wirex One Card?

SolCard is custodial; Wirex One Card is self-custodial.

More comparisons

Scores use the same rules for every card (how the score works). Referral links never change a score or rank. Not financial advice.