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#24 of 31VisaPrepaidSelf-custodial

Kite Card

A prepaid USD Visa from the Kite wallet app, for nine Asia-Pacific countries: free card, 0.53% to load it, 1.8% on non-USD spending.

Key facts

Cashback
0% to 5% in USD
Annual fee
Free
FX fee
1.8%
Top-up fee
0.53%
Per-purchase fee
None listed
ATM
Coming soon
Card types
virtual
Mobile wallets
Apple Pay + Google Pay

Cashback: No cashback on everyday spending. Until 30 Nov 2026: 5% back on Grab, Travala travel bookings, iShopChangi, Starlink, and one monthly charge per service for Netflix, YouTube Premium, Prime Video, Spotify, eligible AI tools (e.g. ChatGPT Plus, Claude Pro) and Figma, LinkedIn, X or Telegram Premium. No cap. Also 5% on some crypto event tickets (up to $200) and 50% off the first QR payment (up to $10). Paid in USD to the card after each month, once 30 days have passed. Plus a spend-based welcome reward of up to $200.

FX: Spending in USD is free; 1.8% on other currencies. Money on the card is held in USD.

G2M score worldwide

49/100
Rewards0/25
Fees21/30
Coverage9/20
Ecosystem9/15
Control10/10
How the score works

Where it works

  • IndiaNot available
  • UAENot available
  • United StatesNot available
  • United KingdomNot available
  • EU / EEANot available

Nine countries in Asia-Pacific · 9 countries. Includes Singapore, Japan, Australia, Philippines.

Banking features

Bank account (IBAN or account number)
In your name
Send money to a bank account
17 currencies
Buy and sell crypto with fiat
Buy and sell
Spend against crypto without selling
Not confirmed
Yield on your balance
Not confirmed
ID check for people living abroad
Not published
Citizens turned away
Not published

Tiers and plans

TierCost per yearCashbackMonthly capFX feeHow to get itPerks
Kite CardFree0%—1.8%Free to join5% back on Grab, Travala, streaming, AI and creator subscriptions and Starlink until 30 Nov 2026 (no cap)

Real swipe receipt

What one purchase really costs on Kite Card, with every fee and the cashback.

[ swipe receipt ]Try a $10 coffee, a $50 dinner or a $200 hotel on Kite Card, in your own currency, and post the receipt on X.Open the receipt

What's good

  • No card fees; free US-dollar spending
  • 5% back on Grab, travel, streaming and AI subscriptions until 30 Nov 2026
  • Apple Pay and Google Pay
  • Non-custodial wallet with local cash-out

Watch out for

  • 0.53% to load the card and 1.8% on non-USD spending
  • No cashback on everyday spending; the 5% offers end 30 Nov 2026
  • Only nine countries; money on the card is a prepaid USD balance

More details

Other fees
Card replacement free · Limits: $50,000 or 50 purchases a day; $990,000 a year
Perks
Non-custodial Kite wallet · USD account to receive ACH and wires · Cash out to banks in 17 countries
Spend from
USDC, USDT

Sources · last checked 29 Oct 2026

Terms change often. Confirm fees and availability on the official Kite site before you apply. Spotted something out of date? Tell us.

Compare Kite Card with

Kite vs ether.fiKite vs EthenaKite vs SolidKite vs RedotPayKite vs Crypto.comKite vs PionexKite vs BybitKite vs SolayerKite vs Avalanche

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Kite Card review: fees, cashback and countries · G2M