G2MGWEI 2 MERCHANT
Find your best card
Back
[ head to head ]

Kite Card vs Solayer Card

Kite Card scores higher on the G2M score: 49/100 against 47/100 (#24 and #26 of 31 cards). Pick Kite Card for cashback and a lower annual fee; pick Solayer Card for a lower FX fee and more countries.

Kite Card49

#24 of 31 · 0% to 5% back · annual fee none

Get KiteRead the review
Solayer Card47

#26 of 31 · Not published back · annual fee $20

Get SolayerRead the review

The short answer

  • Kite Card scores higher on the G2M score: 49/100 against 47/100 (#24 and #26 of 31 cards).
  • Kite Card pays 0% cashback on its entry tier; Solayer Card does not publish a rate. Higher tiers go up to 5% on Kite Card.
  • Kite Card has no annual fee; Solayer Card costs $20 a year.
  • Solayer Card charges less on foreign currency: a 1.5% FX fee against 1.8%.
  • Kite Card lists 9 countries where it works; Solayer Card does not publish a full country list (154 confirmed so far). Of the markets we check for every card, only Solayer Card is confirmed in United States.
  • Both are self-custodial.

Want the answer for your own spending, or the next tier up of each? See what each keeps you a year or pick tiers and add a third card.

Side by side

Detail
Kite Card
Solayer Card
G2M score
49 (better)
47
Base cashback
0%
Not published
Max cashback
5%
Not published
Paid in
USD
Points
Annual fee
Free (better)
$20
FX fee
1.8%
1.5% (better)
Top-up fee
0.53% (better)
1%
Per-purchase fee
None listed
$0.15
ATM
Coming soon
Supported; fee not published
Network
Visa
Visa
Card type
Prepaid
Credit
Custody
Self-custodial
Self-custodial
Formats
virtual
virtual, physical
Apple / Google Pay
Yes / Yes
Yes / Yes
India
No
No
UAE
No
No
United States
No
Yes
United Kingdom
No
No
EU / EEA
No
No
Countries
9
154
Bank account (IBAN or account number)
In your name
No
Send money to a bank account
17 currencies
No
Buy and sell crypto with fiat
Buy and sell
No
Spend against crypto without selling
Not confirmed
No
Yield on your balance
Not confirmed
Yes
Tiers
Kite Card
Membership
Perks
Non-custodial Kite wallet · USD account to receive ACH and wires · Cash out to banks in 17 countries · 5% back on Grab, Travala, streaming, AI and creator subscriptions and Starlink until 30 Nov 2026 (no cap)
Referral points

Highlighted values are the better of the two. “Not published” means the issuer does not state it. Card data last checked 25 Oct 2026; see each card's review for its sources.

Questions

Which is better, Kite Card or Solayer Card?

Kite Card scores higher on the G2M score: 49/100 against 47/100 (#24 and #26 of 31 cards). Pick Kite Card for cashback and a lower annual fee; pick Solayer Card for a lower FX fee and more countries. The better card for you depends on where you live and how you spend; the G2M calculator works it out for your own spending.

Which has lower fees, Kite Card or Solayer Card?

Kite Card has no annual fee; Solayer Card costs $20 a year. Solayer Card charges less on foreign currency: a 1.5% FX fee against 1.8%.

Which pays more cashback, Kite Card or Solayer Card?

Kite Card pays 0% cashback on its entry tier; Solayer Card does not publish a rate. Higher tiers go up to 5% on Kite Card.

Which works in more countries, Kite Card or Solayer Card?

Kite Card lists 9 countries where it works; Solayer Card does not publish a full country list (154 confirmed so far). Of the markets we check for every card, only Solayer Card is confirmed in United States.

Who holds my funds with Kite Card and Solayer Card?

Both are self-custodial.

More comparisons

Scores use the same rules for every card (how the score works). Referral links never change a score or rank. Not financial advice.