Solayer Card vs Solid Card
Solid Card scores higher on the G2M score: 82/100 against 47/100 (#3 and #26 of 31 cards). Pick Solayer Card for more countries; pick Solid Card for cashback and a lower annual fee.
The short answer
- Solid Card scores higher on the G2M score: 82/100 against 47/100 (#3 and #26 of 31 cards).
- Solid Card pays 3% cashback on its entry tier; Solayer Card does not publish a rate. Higher tiers go up to 5% on Solid Card.
- Solid Card has no annual fee; Solayer Card costs $20 a year.
- Both charge a 1.5% FX fee on foreign currency.
- Solid Card lists 104 countries where it works; Solayer Card does not publish a full country list (154 confirmed so far). Of the markets we check for every card, only Solid Card is confirmed in United Kingdom, EU / EEA and UAE.
- Both are self-custodial.
Want the answer for your own spending, or the next tier up of each? See what each keeps you a year or pick tiers and add a third card.
Side by side
Highlighted values are the better of the two. “Not published” means the issuer does not state it. Card data last checked 25 Oct 2026; see each card's review for its sources.
Questions
Which is better, Solayer Card or Solid Card?
Solid Card scores higher on the G2M score: 82/100 against 47/100 (#3 and #26 of 31 cards). Pick Solayer Card for more countries; pick Solid Card for cashback and a lower annual fee. The better card for you depends on where you live and how you spend; the G2M calculator works it out for your own spending.
Which has lower fees, Solayer Card or Solid Card?
Solid Card has no annual fee; Solayer Card costs $20 a year. Both charge a 1.5% FX fee on foreign currency.
Which pays more cashback, Solayer Card or Solid Card?
Solid Card pays 3% cashback on its entry tier; Solayer Card does not publish a rate. Higher tiers go up to 5% on Solid Card.
Which works in more countries, Solayer Card or Solid Card?
Solid Card lists 104 countries where it works; Solayer Card does not publish a full country list (154 confirmed so far). Of the markets we check for every card, only Solid Card is confirmed in United Kingdom, EU / EEA and UAE.
Who holds my funds with Solayer Card and Solid Card?
Both are self-custodial.
More comparisons
Scores use the same rules for every card (how the score works). Referral links never change a score or rank. Not financial advice.

