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Crypto.com Visa Card vs Kite Card

Crypto.com Visa Card and Kite Card have the same G2M score: 49/100. Pick Crypto.com Visa Card for more countries; pick Kite Card for cashback, a lower FX fee and control of your funds.

Crypto.com Visa Card49

#22 of 31 · Up to 6% back · annual fee none

Get Crypto.comRead the review
Kite Card49

#24 of 31 · 0% to 5% back · annual fee none

Get KiteRead the review

The short answer

  • Crypto.com Visa Card and Kite Card have the same G2M score: 49/100.
  • Kite Card pays 0% cashback on its entry tier; Crypto.com Visa Card does not publish a rate. Higher tiers go up to 6% on Crypto.com Visa Card and 5% on Kite Card.
  • Neither card has an annual fee.
  • Kite Card charges less on foreign currency: a 1.8% FX fee against 3%.
  • Kite Card lists 9 countries where it works; Crypto.com Visa Card does not publish a full country list (37 confirmed so far). Of the markets we check for every card, only Crypto.com Visa Card is confirmed in United States, United Kingdom and EU / EEA.
  • Crypto.com Visa Card is custodial; Kite Card is self-custodial.

Want the answer for your own spending, or the next tier up of each? See what each keeps you a year or pick tiers and add a third card.

Side by side

Detail
Crypto.com Visa Card
Kite Card
G2M score
49
49
Base cashback
Not published
0%
Max cashback
6% (better)
5%
Paid in
CRO
USD
Annual fee
Free
Free
FX fee
3%
1.8% (better)
Top-up fee
0% (better)
0.53%
Per-purchase fee
None listed
None listed
ATM
Supported; fees not published in our sources
Coming soon
Network
Visa / Mastercard
Visa
Card type
Varies by region
Prepaid
Custody
Custodial
Self-custodial
Formats
virtual, physical
virtual
Apple / Google Pay
? / ?
Yes / Yes
India
Unclear
No
UAE
Unclear
No
United States
Yes
No
United Kingdom
Yes
No
EU / EEA
Yes
No
Countries
38
9
Bank account (IBAN or account number)
In your name
In your name
Send money to a bank account
7 currencies
17 currencies
Buy and sell crypto with fiat
Buy and sell
Buy and sell
Spend against crypto without selling
No
Not confirmed
Yield on your balance
Yes
Not confirmed
Tiers
Basic · Level Up (top tier)
Kite Card
Perks
Level Up membership benefits · Up to 5% back in CRO on the prepaid card · Higher APY on cash balances
Non-custodial Kite wallet · USD account to receive ACH and wires · Cash out to banks in 17 countries · 5% back on Grab, Travala, streaming, AI and creator subscriptions and Starlink until 30 Nov 2026 (no cap)

Highlighted values are the better of the two. “Not published” means the issuer does not state it. Card data last checked 25 Oct 2026; see each card's review for its sources.

Questions

Which is better, Crypto.com Visa Card or Kite Card?

Crypto.com Visa Card and Kite Card have the same G2M score: 49/100. Pick Crypto.com Visa Card for more countries; pick Kite Card for cashback, a lower FX fee and control of your funds. The better card for you depends on where you live and how you spend; the G2M calculator works it out for your own spending.

Which has lower fees, Crypto.com Visa Card or Kite Card?

Neither card has an annual fee. Kite Card charges less on foreign currency: a 1.8% FX fee against 3%.

Which pays more cashback, Crypto.com Visa Card or Kite Card?

Kite Card pays 0% cashback on its entry tier; Crypto.com Visa Card does not publish a rate. Higher tiers go up to 6% on Crypto.com Visa Card and 5% on Kite Card.

Which works in more countries, Crypto.com Visa Card or Kite Card?

Kite Card lists 9 countries where it works; Crypto.com Visa Card does not publish a full country list (37 confirmed so far). Of the markets we check for every card, only Crypto.com Visa Card is confirmed in United States, United Kingdom and EU / EEA.

Who holds my funds with Crypto.com Visa Card and Kite Card?

Crypto.com Visa Card is custodial; Kite Card is self-custodial.

More comparisons

Scores use the same rules for every card (how the score works). Referral links never change a score or rank. Not financial advice.