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COCA Card vs Pulsar Money Card

COCA Card scores higher on the G2M score: 69/100 against 56/100 (#9 and #24 of 39 cards). Pick COCA Card for cashback and control of your funds; pick Pulsar Money Card for a lower FX fee.

COCA Card69

#9 of 39 · 1% to 8% back · annual fee none

Get COCARead the review
Pulsar Money Card56

#24 of 39 · 0.5% to 2% back · annual fee none

Get Pulsar MoneyRead the review

The short answer

  • COCA Card scores higher on the G2M score: 69/100 against 56/100 (#9 and #24 of 39 cards).
  • COCA Card pays more cashback on its entry tier: 1% against 0.5%. Higher tiers go up to 8% on COCA Card and 2% on Pulsar Money Card.
  • Neither card has an annual fee.
  • Pulsar Money Card charges less on foreign currency: a 1% FX fee against 2%.
  • Both are confirmed in 73 countries.
  • COCA Card is non-custodial; Pulsar Money Card is not published.

Want the answer for your own spending, or the next tier up of each? See what each keeps you a year or pick tiers and add a third card.

Side by side

Detail
COCA Card
Pulsar Money Card
G2M score
69 (better)
56
Base cashback
1% (better)
0.5%
Max cashback
8% (better)
2%
Paid in
Stablecoins, monthly
Pulsar Points (USDC refunds)
Annual fee
Free
Free
FX fee
2%
1% (better)
Top-up fee
0%
0%
Per-purchase fee
None listed
None listed
ATM
Free up to $250 a month, then 2%
Free up to $200 a month, then 2%
Network
Visa
Visa
Card type
Debit
Debit
Custody
Non-custodial
Not published
Sign-up bonus (G2M link)
8% cashback on your first 3 eligible card purchases, if you register in November 2026, complete KYC, fund the card and buy by 30 Nov 2026. No code needed
None published
No ID check
ID needed or not stated
ID needed or not stated
Formats
virtual, physical
virtual
Apple / Google Pay
Yes / Yes
Yes / Yes
India
No
No
UAE
Yes
Yes
United States
No
No
United Kingdom
Yes
Yes
EU / EEA
Yes
Yes
Countries
73
73
Bank account (IBAN or account number)
In your name
In your name
Send money to a bank account
1 currency
2 currencies
Buy and sell crypto with fiat
Buy and sell
Buy and sell
Spend against crypto without selling
No
Not confirmed
Yield on your balance
Yes
Yes
Tiers
Starter · Standard · Standard+ · Premium · Premium+ · Elite
Free · Pro
Perks
Yield on your card balance (variable) · Claim up to $15 a month · 50% back on 1 subscription · Claim up to $25 a month · 50% back on 2 subscriptions
USD and EUR account details in your name · About 5.2% APY on stablecoins through DeFi vaults (variable, capital at risk) · Pro: double points at ChatGPT, Claude, X, Uber and Bolt, partner offers, no Invest fees · 4% on subscriptions · Double points at ChatGPT, Claude, X, Uber and Bolt

Highlighted values are the better of the two. “Not published” means the issuer does not state it. Card data last checked 12 Nov 2026; see each card's review for its sources.

Questions

Which is better, COCA Card or Pulsar Money Card?

COCA Card scores higher on the G2M score: 69/100 against 56/100 (#9 and #24 of 39 cards). Pick COCA Card for cashback and control of your funds; pick Pulsar Money Card for a lower FX fee. The better card for you depends on where you live and how you spend; the G2M calculator works it out for your own spending.

Which has lower fees, COCA Card or Pulsar Money Card?

Neither card has an annual fee. Pulsar Money Card charges less on foreign currency: a 1% FX fee against 2%.

Which pays more cashback, COCA Card or Pulsar Money Card?

COCA Card pays more cashback on its entry tier: 1% against 0.5%. Higher tiers go up to 8% on COCA Card and 2% on Pulsar Money Card.

Which works in more countries, COCA Card or Pulsar Money Card?

Both are confirmed in 73 countries.

Who holds my funds with COCA Card and Pulsar Money Card?

COCA Card is non-custodial; Pulsar Money Card is not published.

More comparisons

Scores use the same rules for every card (how the score works). Referral links never change a score or rank. Not financial advice.