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Pulsar Money Card vs Wirex One Card

Wirex One Card scores higher on the G2M score: 74/100 against 56/100 (#5 and #24 of 39 cards). Wirex One Card also comes out ahead on a lower FX fee and control of your funds.

Pulsar Money Card56

#24 of 39 · 0.5% to 2% back · annual fee none

Get Pulsar MoneyRead the review
Wirex One Card74

#5 of 39 · 0.5% to 8% back · annual fee none

Get WirexRead the review

The short answer

  • Wirex One Card scores higher on the G2M score: 74/100 against 56/100 (#5 and #24 of 39 cards).
  • Both pay 0.5% cashback on their entry tier. Higher tiers go up to 2% on Pulsar Money Card and 8% on Wirex One Card.
  • Neither card has an annual fee.
  • Wirex One Card charges less on foreign currency: a 0% FX fee against 1%.
  • Both are confirmed in 73 countries.
  • Pulsar Money Card is not published; Wirex One Card is non-custodial.

Want the answer for your own spending, or the next tier up of each? See what each keeps you a year or pick tiers and add a third card.

Side by side

Detail
Pulsar Money Card
Wirex One Card
G2M score
56
74 (better)
Base cashback
0.5%
0.5%
Max cashback
2%
8% (better)
Paid in
Pulsar Points (USDC refunds)
USD
Annual fee
Free
Free
FX fee
1%
0% (better)
Top-up fee
0% (better)
0.08%
Per-purchase fee
None listed
None listed
ATM
Free up to $200 a month, then 2%
With a physical or metal card (Premium and above): free up to $250 a month on Premium, $750 on Elite, $2,500 on Private and unlimited on Bespoke, then the standard fee shown in the app. Up to €750 a day and €5,000 a month.
Network
Visa
Visa
Card type
Debit
Debit
Custody
Not published
Non-custodial
Sign-up bonus (G2M link)
None published
60-day Premium trial once you verify within 30 days of signing up: 1% cashback in USD (up to $100 during the trial), 50% back on Uber One, no FX fee on card payments and fee-free trading up to $2,500 a month
No ID check
ID needed or not stated
ID needed or not stated
Formats
virtual
virtual, physical, metal
Apple / Google Pay
Yes / Yes
Yes / Yes
India
No
No
UAE
Yes
Yes
United States
No
No
United Kingdom
Yes
Yes
EU / EEA
Yes
Yes
Countries
73
73
Bank account (IBAN or account number)
In your name
In your name
Send money to a bank account
2 currencies
3 currencies
Buy and sell crypto with fiat
Buy and sell
Buy and sell
Spend against crypto without selling
Not confirmed
Yes
Yield on your balance
Yes
Yes
Tiers
Free · Pro
Base · Premium · Elite · Private · Bespoke
Perks
USD and EUR account details in your name · About 5.2% APY on stablecoins through DeFi vaults (variable, capital at risk) · Pro: double points at ChatGPT, Claude, X, Uber and Bolt, partner offers, no Invest fees · 4% on subscriptions · Double points at ChatGPT, Claude, X, Uber and Bolt
No membership fee and no locked funds · 50% back on subscriptions from Premium (Uber One, up to Bloomberg and FT on Bespoke) · Airport lounges, AirRefund and Sixt discounts with the metal card (Private and Bespoke) · Higher earn rates on balances from Premium · Virtual Visa Platinum cards only (up to 5)

Highlighted values are the better of the two. “Not published” means the issuer does not state it. Card data last checked 13 Nov 2026; see each card's review for its sources.

Questions

Which is better, Pulsar Money Card or Wirex One Card?

Wirex One Card scores higher on the G2M score: 74/100 against 56/100 (#5 and #24 of 39 cards). Wirex One Card also comes out ahead on a lower FX fee and control of your funds. The better card for you depends on where you live and how you spend; the G2M calculator works it out for your own spending.

Which has lower fees, Pulsar Money Card or Wirex One Card?

Neither card has an annual fee. Wirex One Card charges less on foreign currency: a 0% FX fee against 1%.

Which pays more cashback, Pulsar Money Card or Wirex One Card?

Both pay 0.5% cashback on their entry tier. Higher tiers go up to 2% on Pulsar Money Card and 8% on Wirex One Card.

Which works in more countries, Pulsar Money Card or Wirex One Card?

Both are confirmed in 73 countries.

Who holds my funds with Pulsar Money Card and Wirex One Card?

Pulsar Money Card is not published; Wirex One Card is non-custodial.

More comparisons

Scores use the same rules for every card (how the score works). Referral links never change a score or rank. Not financial advice.