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ether.fi Cash Card vs Pulsar Money Card

ether.fi Cash Card scores higher on the G2M score: 90/100 against 56/100 (#1 and #24 of 39 cards). ether.fi Cash Card also comes out ahead on cashback, a lower FX fee, more countries and control of your funds.

ether.fi Cash Card90

#1 of 39 · 3% to 4% back · annual fee none

Get ether.fiRead the review
Pulsar Money Card56

#24 of 39 · 0.5% to 2% back · annual fee none

Get Pulsar MoneyRead the review

The short answer

  • ether.fi Cash Card scores higher on the G2M score: 90/100 against 56/100 (#1 and #24 of 39 cards).
  • ether.fi Cash Card pays more cashback on its entry tier: 3% against 0.5%. Higher tiers go up to 4% on ether.fi Cash Card and 2% on Pulsar Money Card.
  • Neither card has an annual fee.
  • ether.fi Cash Card charges less on foreign currency: a 0.5% FX fee against 1%.
  • ether.fi Cash Card is confirmed in more countries: 91 against 73. Of the markets we check for every card, only ether.fi Cash Card is confirmed in United States.
  • ether.fi Cash Card is non-custodial; Pulsar Money Card is not published.

Want the answer for your own spending, or the next tier up of each? See what each keeps you a year or pick tiers and add a third card.

Side by side

Detail
ether.fi Cash Card
Pulsar Money Card
G2M score
90 (better)
56
Base cashback
3% (better)
0.5%
Max cashback
4% (better)
2%
Paid in
ETHFI
Pulsar Points (USDC refunds)
Annual fee
Free
Free
FX fee
0.5% (better)
1%
Top-up fee
0%
0%
Per-purchase fee
None listed
None listed
ATM
Free: 10 a month on Core and Luxe, unlimited on Pinnacle and VIP. Up to $5,000 per withdrawal, 5 a day
Free up to $200 a month, then 2%
Network
Visa
Visa
Card type
Credit
Debit
Custody
Non-custodial
Not published
Sign-up bonus (G2M link)
3% cashback on all purchases, from your first purchase (the same rate as the free Core tier)
None published
No ID check
ID needed or not stated
ID needed or not stated
Formats
virtual, physical
virtual
Apple / Google Pay
Yes / Yes
Yes / Yes
India
No
No
UAE
Yes
Yes
United States
Yes
No
United Kingdom
Yes
Yes
EU / EEA
Yes
Yes
Countries
91
73
Bank account (IBAN or account number)
In your name
In your name
Send money to a bank account
27 currencies
2 currencies
Buy and sell crypto with fiat
Buy and sell
Buy and sell
Spend against crypto without selling
Yes
Not confirmed
Yield on your balance
Yes
Yes
Tiers
Core · Luxe · Pinnacle · VIP
Free · Pro
Perks
Airport lounge passes from Luxe: 2 a year, unlimited on Pinnacle and VIP · Visa Signature benefits · ether.fi Travel: 5% back plus up to 65% off hotels and flights · Visa concierge · Purchase and price protection
USD and EUR account details in your name · About 5.2% APY on stablecoins through DeFi vaults (variable, capital at risk) · Pro: double points at ChatGPT, Claude, X, Uber and Bolt, partner offers, no Invest fees · 4% on subscriptions · Double points at ChatGPT, Claude, X, Uber and Bolt

Highlighted values are the better of the two. “Not published” means the issuer does not state it. Card data last checked 12 Nov 2026; see each card's review for its sources.

Questions

Which is better, ether.fi Cash Card or Pulsar Money Card?

ether.fi Cash Card scores higher on the G2M score: 90/100 against 56/100 (#1 and #24 of 39 cards). ether.fi Cash Card also comes out ahead on cashback, a lower FX fee, more countries and control of your funds. The better card for you depends on where you live and how you spend; the G2M calculator works it out for your own spending.

Which has lower fees, ether.fi Cash Card or Pulsar Money Card?

Neither card has an annual fee. ether.fi Cash Card charges less on foreign currency: a 0.5% FX fee against 1%.

Which pays more cashback, ether.fi Cash Card or Pulsar Money Card?

ether.fi Cash Card pays more cashback on its entry tier: 3% against 0.5%. Higher tiers go up to 4% on ether.fi Cash Card and 2% on Pulsar Money Card.

Which works in more countries, ether.fi Cash Card or Pulsar Money Card?

ether.fi Cash Card is confirmed in more countries: 91 against 73. Of the markets we check for every card, only ether.fi Cash Card is confirmed in United States.

Who holds my funds with ether.fi Cash Card and Pulsar Money Card?

ether.fi Cash Card is non-custodial; Pulsar Money Card is not published.

More comparisons

Scores use the same rules for every card (how the score works). Referral links never change a score or rank. Not financial advice.