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Ethena Pay vs Pulsar Money Card

Ethena Pay scores higher on the G2M score: 83/100 against 56/100 (#2 and #24 of 39 cards). Pick Ethena Pay for cashback and control of your funds; pick Pulsar Money Card for more countries.

Ethena Pay83

#2 of 39 · 4% to 5% back · annual fee none

Get EthenaRead the review
Pulsar Money Card56

#24 of 39 · 0.5% to 2% back · annual fee none

Get Pulsar MoneyRead the review

The short answer

  • Ethena Pay scores higher on the G2M score: 83/100 against 56/100 (#2 and #24 of 39 cards).
  • Ethena Pay pays more cashback on its entry tier: 4% against 0.5%. Higher tiers go up to 5% on Ethena Pay and 2% on Pulsar Money Card.
  • Neither card has an annual fee.
  • Both charge a 1% FX fee on foreign currency.
  • Pulsar Money Card is confirmed in more countries: 73 against 48. Of the markets we check for every card, only Pulsar Money Card is confirmed in United Kingdom and EU / EEA.
  • Ethena Pay is non-custodial; Pulsar Money Card is not published.

Want the answer for your own spending, or the next tier up of each? See what each keeps you a year or pick tiers and add a third card.

Side by side

Detail
Ethena Pay
Pulsar Money Card
G2M score
83 (better)
56
Base cashback
4% (better)
0.5%
Max cashback
5% (better)
2%
Paid in
AVAX, daily
Pulsar Points (USDC refunds)
Annual fee
Free
Free
FX fee
1%
1%
Top-up fee
0%
0%
Per-purchase fee
None listed
None listed
ATM
$1 + 0.65% per withdrawal
Free up to $200 a month, then 2%
Network
Visa
Visa
Card type
Spend
Debit
Custody
Non-custodial
Not published
Sign-up bonus (G2M link)
None published
None published
No ID check
ID needed or not stated
ID needed or not stated
Formats
virtual
virtual
Apple / Google Pay
Yes / Yes
Yes / Yes
India
No
No
UAE
Yes
Yes
United States
No
No
United Kingdom
No
Yes
EU / EEA
No
Yes
Countries
48
73
Bank account (IBAN or account number)
In your name
In your name
Send money to a bank account
Not confirmed
2 currencies
Buy and sell crypto with fiat
Buy and sell
Buy and sell
Spend against crypto without selling
No
Not confirmed
Yield on your balance
Yes
Yes
Tiers
Standard · Pro · VIP
Free · Pro
Perks
Works on Arbitrum, Ethereum, Optimism and Polygon · 5% a year on your balance, up to $5,000, paid daily in USDe · 6% a year on your balance, up to $100,000, paid daily in USDe · 6% a year on your balance, up to $1,000,000, paid daily in USDe
USD and EUR account details in your name · About 5.2% APY on stablecoins through DeFi vaults (variable, capital at risk) · Pro: double points at ChatGPT, Claude, X, Uber and Bolt, partner offers, no Invest fees · 4% on subscriptions · Double points at ChatGPT, Claude, X, Uber and Bolt

Highlighted values are the better of the two. “Not published” means the issuer does not state it. Card data last checked 25 Oct 2026; see each card's review for its sources.

Questions

Which is better, Ethena Pay or Pulsar Money Card?

Ethena Pay scores higher on the G2M score: 83/100 against 56/100 (#2 and #24 of 39 cards). Pick Ethena Pay for cashback and control of your funds; pick Pulsar Money Card for more countries. The better card for you depends on where you live and how you spend; the G2M calculator works it out for your own spending.

Which has lower fees, Ethena Pay or Pulsar Money Card?

Neither card has an annual fee. Both charge a 1% FX fee on foreign currency.

Which pays more cashback, Ethena Pay or Pulsar Money Card?

Ethena Pay pays more cashback on its entry tier: 4% against 0.5%. Higher tiers go up to 5% on Ethena Pay and 2% on Pulsar Money Card.

Which works in more countries, Ethena Pay or Pulsar Money Card?

Pulsar Money Card is confirmed in more countries: 73 against 48. Of the markets we check for every card, only Pulsar Money Card is confirmed in United Kingdom and EU / EEA.

Who holds my funds with Ethena Pay and Pulsar Money Card?

Ethena Pay is non-custodial; Pulsar Money Card is not published.

More comparisons

Scores use the same rules for every card (how the score works). Referral links never change a score or rank. Not financial advice.