Does the Pulsar Money Card have an annual fee?

No. The entry tier has no annual fee.

How much cashback does the Pulsar Money Card pay?

0.5% to 2% back, paid in Pulsar Points (USDC refunds).

What is the Pulsar Money Card's FX fee?

1% on purchases in other currencies, and no FX fee on USD and EUR purchases.

Where can I get the Pulsar Money Card?

73 countries in Europe, Asia, the Middle East, the Americas, Africa and Oceania. Confirmed in UAE, United Kingdom, EU / EEA. Not available in India, United States.

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#24 of 39VisaDebitNot published

Pulsar Money Card

A virtual Visa from the Pulsar Money app, issued through Wirex, that spends USD or EUR balances funded 1:1 with stablecoins. Free plan, or Pulsar Pro for more points.

Get the Pulsar Money card Compare

Referral codeKW424

G2M may earn a referral fee. It never changes a card's score or rank.

How to use the Pulsar Money referral code

Key facts

Cashback: 0.5% to 2% in Pulsar Points (USDC refunds)
Annual fee: Free
FX fee: 1%
Top-up fee: 0%
Per-purchase fee: None listed
ATM: Free up to $200 a month, then 2%
Card types: virtual
Mobile wallets: Apple Pay + Google Pay

Cashback: Free: 0.5% on the first $500 a month, then 0.25%. Pro ($99.99 a year): 2% standard (4% on subscriptions); in November 2026, 4% on the first $3,000. Points refund part or all of an eligible purchase in USDC (100 points per $1 for up to half of a purchase, 125 for a full refund) and expire after 4 months on Free, 6 on Pro. Double points at ChatGPT, Claude, X, Uber and Bolt.

FX: No FX fee when you pay in USD from a USD balance or in EUR from a EUR balance; up to 1% when the card converts.

G2M score worldwide

56/100

Rewards2.7/25

Fees27/30

Coverage14/20

Ecosystem12/15

Control0/10

How the score works

Where it works

IndiaNot available
UAEAvailable
United StatesNot available
United KingdomAvailable
EU / EEAAvailable

73 countries in Europe, Asia, the Middle East, the Americas, Africa and Oceania. Includes United Kingdom, Germany, United Arab Emirates, Nigeria, Brazil.

Countries

73 available177 not available

Check a country

Available in 73 countries

Europe 43

Andorra
Austria
Belgium
Bulgaria
Croatia
Cyprus
Czechia
Denmark
Estonia
Finland
France
Germany
Gibraltar
Greece
Guernsey
Hungary
Iceland
Ireland
Isle of Man
Italy
Jersey
Latvia
Liechtenstein
Lithuania
Luxembourg
Malta
Moldova
Monaco
Montenegro
Netherlands
Norway
Poland
Portugal
Romania
San Marino
Serbia
Slovakia
Slovenia
Spain
Sweden
Switzerland
Ukraine
United Kingdom

Middle East 2

Bahrain
United Arab Emirates

Asia 12

Azerbaijan
Georgia
Hong Kong
Japan
Kazakhstan
Macao
Malaysia
Philippines
South Korea
Taiwan
Thailand
Uzbekistan

Africa 5

Ghana
Kenya
Nigeria
South Africa
Uganda

North America and the Caribbean 3

El Salvador
Mexico
Panama

South America 6

Argentina
Brazil
Chile
Colombia
Ecuador
Peru

Oceania 2

Australia
New Zealand

Not available in 177 countries

Afghanistan
Åland Islands
Albania
Algeria
American Samoa
Angola
Anguilla
Antarctica
Antigua & Barbuda
Armenia
Aruba
Bahamas
Bangladesh
Barbados
Belarus
Belize
Benin
Bermuda
Bhutan
Bolivia
Bosnia & Herzegovina
Botswana
Bouvet Island
British Indian Ocean Territory
British Virgin Islands
Brunei
Burkina Faso
Burundi
Cambodia
Cameroon
Canada
Cape Verde
Caribbean Netherlands
Cayman Islands
Central African Republic
Chad
China
Christmas Island
Cocos (Keeling) Islands
Comoros
Congo
Cook Islands
Costa Rica
Côte d'Ivoire
Cuba
Curaçao
Djibouti
Dominica
Dominican Republic
DR Congo
Egypt
Equatorial Guinea
Eritrea
Eswatini
Ethiopia
Falkland Islands
Faroe Islands
Fiji
French Guiana
French Polynesia
French Southern Territories
Gabon
Gambia
Greenland
Grenada
Guadeloupe
Guam
Guatemala
Guinea
Guinea-Bissau
Guyana
Haiti
Heard & McDonald Islands
Honduras
India
Indonesia
Iran
Iraq
Israel
Jamaica
Jordan
Kiribati
Kosovo
Kuwait
Kyrgyzstan
Laos
Lebanon
Lesotho
Liberia
Libya
Madagascar
Malawi
Maldives
Mali
Marshall Islands
Martinique
Mauritania
Mauritius
Mayotte
Micronesia
Mongolia
Montserrat
Morocco
Mozambique
Myanmar
Namibia
Nauru
Nepal
New Caledonia
Nicaragua
Niger
Niue
Norfolk Island
North Korea
North Macedonia
Northern Mariana Islands
Oman
Pakistan
Palau
Palestine
Papua New Guinea
Paraguay
Pitcairn Islands
Puerto Rico
Qatar
Réunion
Russia
Rwanda
Samoa
São Tomé & Príncipe
Saudi Arabia
Senegal
Seychelles
Sierra Leone
Singapore
Sint Maarten
Solomon Islands
Somalia
South Georgia & South Sandwich Islands
South Sudan
Sri Lanka
St. Barthélemy
St. Helena
St. Kitts & Nevis
St. Lucia
St. Martin
St. Pierre & Miquelon
St. Vincent & Grenadines
Sudan
Suriname
Svalbard & Jan Mayen
Syria
Tajikistan
Tanzania
Timor-Leste
Togo
Tokelau
Tonga
Trinidad & Tobago
Tunisia
Türkiye
Turkmenistan
Turks & Caicos Islands
Tuvalu
U.S. Outlying Islands
U.S. Virgin Islands
United States
Uruguay
Vanuatu
Vatican City
Venezuela
Vietnam
Wallis & Futuna
Western Sahara
Yemen
Zambia
Zimbabwe

From Pulsar Money Card's own country list. Countries it does not list are marked not available.

Banking features

Bank account (IBAN or account number): In your name
Send money to a bank account: 2 currencies
Buy and sell crypto with fiat: Buy and sell
Spend against crypto without selling: Not confirmed
Yield on your balance: Yes
ID check for people living abroad: A residence permit or local ID where you live is accepted
Citizens turned away: Not published

Tiers and plans

[ tier break-even ]

When a paid tier pays for itself against Free (free), with its yearly fee and monthly cashback cap counted.

You need to spend at least $548 a month for Pro ($100/yr) to beat Free (free).

Tier	Cost per year	Cashback	Monthly cap	FX fee	How to get it	Perks
Free	Free	0.5% up to $500/mo, 0.25% above $500	—	1%	Free plan	—
Pro	$99.99Or $9.99 a month	2% up to $3,000/mo, 0.5% up to $10,000/mo, 0.25% above $10,000	—	1%	$99.99 a year or $9.99 a month	4% on subscriptions · Double points at ChatGPT, Claude, X, Uber and Bolt · Points last 6 months instead of 4 · No fees in Pulsar Invest · Bigger free allowances for bank and stablecoin withdrawals

Real swipe receipt

What one purchase really costs on Pulsar Money Card, with every fee and the cashback.

[ swipe receipt ]Try a $10 coffee, a $50 dinner or a $200 hotel on Pulsar Money Card, in your own currency, and post the receipt on X.Open the receipt

What's good

No FX fee when you spend USD or EUR from the matching balance
Named USD and EUR account details, funded 1:1 with stablecoins
Apple Pay and Google Pay

Watch out for

Points only refund past purchases and expire (4 months on Free)
Virtual card only
The Free plan pays 0.5% on the first $500 a month, then 0.25%

More details

Other fees: Top-up with a credit or debit card 3.5% · Bank transfers out: free up to $500 and 10 transfers a month on Free ($5,000 and 15 on Pro), then $1 or €1 + 0.25% (0.20% on Pro) · Stablecoin withdrawals: free up to $2,000 a month on Free ($10,000 on Pro), then 0.20% (0.15% on Pro) · USD-EUR exchange: free up to $1,000 a month on Free ($5,000 on Pro), then 0.60% (0.30% on Pro) · Card limit $30,000 (can be raised on request)
Perks: USD and EUR account details in your name · About 5.2% APY on stablecoins through DeFi vaults (variable, capital at risk) · Pro: double points at ChatGPT, Claude, X, Uber and Bolt, partner offers, no Invest fees
Spend from: USDT, USDC, EURC
Issuer: Wirex

Questions about the Pulsar Money Card

Does the Pulsar Money Card have an annual fee?: No. The entry tier has no annual fee.
How much cashback does the Pulsar Money Card pay?: 0.5% to 2% back, paid in Pulsar Points (USDC refunds).
What is the Pulsar Money Card's FX fee?: 1% on purchases in other currencies, and no FX fee on USD and EUR purchases.
Where can I get the Pulsar Money Card?: 73 countries in Europe, Asia, the Middle East, the Americas, Africa and Oceania. Confirmed in UAE, United Kingdom, EU / EEA. Not available in India, United States.