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Pulsar Money Card vs XPlace Card

XPlace Card scores higher on the G2M score: 57/100 against 56/100 (#23 and #24 of 39 cards). XPlace Card also comes out ahead on more countries and control of your funds.

Pulsar Money Card56

#24 of 39 · 0.5% to 2% back · annual fee none

Get Pulsar MoneyRead the review
XPlace Card57

#23 of 39 · 0.5% to 2% back · annual fee none

Get XPlaceRead the review

The short answer

  • XPlace Card scores higher on the G2M score: 57/100 against 56/100 (#23 and #24 of 39 cards).
  • Both pay 0.5% cashback on their entry tier. Higher tiers go up to 2% on Pulsar Money Card and 2% on XPlace Card.
  • Neither card has an annual fee.
  • Pulsar Money Card charges 1% on foreign currency; XPlace Card does not publish its FX fee.
  • Pulsar Money Card lists 73 countries where it works; XPlace Card does not publish a full country list (233 confirmed so far). Of the markets we check for every card, only XPlace Card is confirmed in United States.
  • Pulsar Money Card is not published; XPlace Card is non-custodial.

Want the answer for your own spending, or the next tier up of each? See what each keeps you a year or pick tiers and add a third card.

Side by side

Detail
Pulsar Money Card
XPlace Card
G2M score
56
57 (better)
Base cashback
0.5%
0.5%
Max cashback
2%
2%
Paid in
Pulsar Points (USDC refunds)
USDC
Annual fee
Free
Free
FX fee
1%
Not published
Top-up fee
0%
0%
Per-purchase fee
None listed
None listed
ATM
Free up to $200 a month, then 2%
Not published
Network
Visa
Visa
Card type
Debit
Varies by region
Custody
Not published
Non-custodial
Sign-up bonus (G2M link)
None published
$5 to $250 in Bitcoin, Solana or Ethereum (random amount) after you activate the card and spend $100 in Credit Mode
No ID check
ID needed or not stated
ID needed or not stated
Formats
virtual
virtual, physical
Apple / Google Pay
Yes / Yes
Yes / Yes
India
No
No
UAE
Yes
Yes
United States
No
Yes
United Kingdom
Yes
Yes
EU / EEA
Yes
Yes
Countries
73
Worldwide except 17 countries (including India, China, Turkey and Vietnam) and 19 US states
Bank account (IBAN or account number)
In your name
Not confirmed
Send money to a bank account
2 currencies
Not confirmed
Buy and sell crypto with fiat
Buy and sell
Not confirmed
Spend against crypto without selling
Not confirmed
Yes
Yield on your balance
Yes
Yes
Tiers
Free · Pro
Basic · Silver · Gold · Platinum
Perks
USD and EUR account details in your name · About 5.2% APY on stablecoins through DeFi vaults (variable, capital at risk) · Pro: double points at ChatGPT, Claude, X, Uber and Bolt, partner offers, no Invest fees · 4% on subscriptions · Double points at ChatGPT, Claude, X, Uber and Bolt
Credit Mode: spend against crypto or tokenized stocks without selling · Yield on deposits through Kamino · Airport lounges and fast track on paid plans · 24/7 human support · Spending up to $2,000 a month

Highlighted values are the better of the two. “Not published” means the issuer does not state it. Card data last checked 4 Nov 2026; see each card's review for its sources.

Questions

Which is better, Pulsar Money Card or XPlace Card?

XPlace Card scores higher on the G2M score: 57/100 against 56/100 (#23 and #24 of 39 cards). XPlace Card also comes out ahead on more countries and control of your funds. The better card for you depends on where you live and how you spend; the G2M calculator works it out for your own spending.

Which has lower fees, Pulsar Money Card or XPlace Card?

Neither card has an annual fee. Pulsar Money Card charges 1% on foreign currency; XPlace Card does not publish its FX fee.

Which pays more cashback, Pulsar Money Card or XPlace Card?

Both pay 0.5% cashback on their entry tier. Higher tiers go up to 2% on Pulsar Money Card and 2% on XPlace Card.

Which works in more countries, Pulsar Money Card or XPlace Card?

Pulsar Money Card lists 73 countries where it works; XPlace Card does not publish a full country list (233 confirmed so far). Of the markets we check for every card, only XPlace Card is confirmed in United States.

Who holds my funds with Pulsar Money Card and XPlace Card?

Pulsar Money Card is not published; XPlace Card is non-custodial.

More comparisons

Scores use the same rules for every card (how the score works). Referral links never change a score or rank. Not financial advice.