[ head to head ]

Solid Card vs XPlace Card

Solid Card scores higher on the G2M score: 82/100 against 57/100 (#3 and #22 of 36 cards). Pick Solid Card for cashback; pick XPlace Card for more countries.

Solid Card82

#3 of 36 · 3% to 5% back · annual fee none

Get Solid Read the review

XPlace Card57

#22 of 36 · 0.5% to 2% back · annual fee none

Get XPlace Read the review

The short answer

Solid Card scores higher on the G2M score: 82/100 against 57/100 (#3 and #22 of 36 cards).
Solid Card pays more cashback on its entry tier: 3% against 0.5%. Higher tiers go up to 5% on Solid Card and 2% on XPlace Card.
Neither card has an annual fee.
Solid Card charges 1.5% on foreign currency; XPlace Card does not publish its FX fee.
Solid Card lists 104 countries where it works; XPlace Card does not publish a full country list (233 confirmed so far).
Both are non-custodial.

Want the answer for your own spending, or the next tier up of each? See what each keeps you a year or pick tiers and add a third card.

Side by side

Solid Card

XPlace Card

G2M score

Base cashback

0.5%

Max cashback

Paid in

USDC

Annual fee

Free

FX fee

1.5%

Not published

Top-up fee

Per-purchase fee

None listed

ATM

Not published

Network

Visa

Card type

Debit

Varies by region

Custody

Non-custodial

Sign-up bonus (G2M link)

$25 in FUSE after you verify, deposit and spend $150 within 30 days, at least $10 at each of 3 or more shops

None published

No ID check

ID needed or not stated

Formats

virtual

virtual, physical

Apple / Google Pay

Yes / Yes

India

UAE

Yes

United States

Yes

United Kingdom

Yes

EU / EEA

Yes

Countries

104

Worldwide except 17 countries (including India, China, Turkey and Vietnam) and 19 US states

Bank account (IBAN or account number)

In your name

Not confirmed

Send money to a bank account

Not confirmed

Buy and sell crypto with fiat

Buy and sell

Not confirmed

Spend against crypto without selling

Yes

Yield on your balance

Yes

Tiers

Core · Prime · Ultra

Basic · Silver · Gold · Platinum

Perks

Visa Platinum benefits: purchase and price protection, extended warranty · Yield on savings, and borrowing against them · Bank deposits and swaps at 0.25% · No Solid fees on bank deposits and swaps

Credit Mode: spend against crypto or tokenized stocks without selling · Yield on deposits through Kamino · Airport lounges and fast track on paid plans · 24/7 human support · Spending up to $2,000 a month

Highlighted values are the better of the two. “Not published” means the issuer does not state it. Card data last checked 29 Oct 2026; see each card's review for its sources.

Questions

Which is better, Solid Card or XPlace Card?

Solid Card scores higher on the G2M score: 82/100 against 57/100 (#3 and #22 of 36 cards). Pick Solid Card for cashback; pick XPlace Card for more countries. The better card for you depends on where you live and how you spend; the G2M calculator works it out for your own spending.

Which has lower fees, Solid Card or XPlace Card?

Neither card has an annual fee. Solid Card charges 1.5% on foreign currency; XPlace Card does not publish its FX fee.

Which pays more cashback, Solid Card or XPlace Card?

Solid Card pays more cashback on its entry tier: 3% against 0.5%. Higher tiers go up to 5% on Solid Card and 2% on XPlace Card.

Which works in more countries, Solid Card or XPlace Card?

Solid Card lists 104 countries where it works; XPlace Card does not publish a full country list (233 confirmed so far).

Who holds my funds with Solid Card and XPlace Card?

Both are non-custodial.

More comparisons

Scores use the same rules for every card (how the score works). Referral links never change a score or rank. Not financial advice.