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Kite Card vs Pulsar Money Card

Pulsar Money Card scores higher on the G2M score: 56/100 against 51/100 (#24 and #27 of 39 cards). Pick Kite Card for control of your funds; pick Pulsar Money Card for cashback, a lower FX fee and more countries.

Kite Card51

#27 of 39 · 0% to 5% back · annual fee none

Get KiteRead the review
Pulsar Money Card56

#24 of 39 · 0.5% to 2% back · annual fee none

Get Pulsar MoneyRead the review

The short answer

  • Pulsar Money Card scores higher on the G2M score: 56/100 against 51/100 (#24 and #27 of 39 cards).
  • Pulsar Money Card pays more cashback on its entry tier: 0.5% against 0%. Higher tiers go up to 5% on Kite Card and 2% on Pulsar Money Card.
  • Neither card has an annual fee.
  • Pulsar Money Card charges less on foreign currency: a 1% FX fee against 1.8%.
  • Pulsar Money Card is confirmed in more countries: 73 against 9. Of the markets we check for every card, only Pulsar Money Card is confirmed in United Kingdom, EU / EEA and UAE.
  • Kite Card is non-custodial; Pulsar Money Card is not published.

Want the answer for your own spending, or the next tier up of each? See what each keeps you a year or pick tiers and add a third card.

Side by side

Detail
Kite Card
Pulsar Money Card
G2M score
51
56 (better)
Base cashback
0%
0.5% (better)
Max cashback
5% (better)
2%
Paid in
USD
Pulsar Points (USDC refunds)
Annual fee
Free
Free
FX fee
1.8%
1% (better)
Top-up fee
0%
0%
Per-purchase fee
None listed
None listed
ATM
Coming soon
Free up to $200 a month, then 2%
Network
Visa
Visa
Card type
Prepaid
Debit
Custody
Non-custodial
Not published
Sign-up bonus (G2M link)
None published
None published
No ID check
ID needed or not stated
ID needed or not stated
Formats
virtual
virtual
Apple / Google Pay
Yes / Yes
Yes / Yes
India
No
No
UAE
No
Yes
United States
No
No
United Kingdom
No
Yes
EU / EEA
No
Yes
Countries
9
73
Bank account (IBAN or account number)
In your name
In your name
Send money to a bank account
17 currencies
2 currencies
Buy and sell crypto with fiat
Buy and sell
Buy and sell
Spend against crypto without selling
Not confirmed
Not confirmed
Yield on your balance
Not confirmed
Yes
Tiers
Kite Card
Free · Pro
Perks
Non-custodial Kite wallet · USD account to receive ACH and wires · Cash out to banks in 17 countries · 5% back on Grab, Travala, streaming, AI and creator subscriptions and Starlink until 30 Nov 2026 (no cap)
USD and EUR account details in your name · About 5.2% APY on stablecoins through DeFi vaults (variable, capital at risk) · Pro: double points at ChatGPT, Claude, X, Uber and Bolt, partner offers, no Invest fees · 4% on subscriptions · Double points at ChatGPT, Claude, X, Uber and Bolt

Highlighted values are the better of the two. “Not published” means the issuer does not state it. Card data last checked 3 Nov 2026; see each card's review for its sources.

Questions

Which is better, Kite Card or Pulsar Money Card?

Pulsar Money Card scores higher on the G2M score: 56/100 against 51/100 (#24 and #27 of 39 cards). Pick Kite Card for control of your funds; pick Pulsar Money Card for cashback, a lower FX fee and more countries. The better card for you depends on where you live and how you spend; the G2M calculator works it out for your own spending.

Which has lower fees, Kite Card or Pulsar Money Card?

Neither card has an annual fee. Pulsar Money Card charges less on foreign currency: a 1% FX fee against 1.8%.

Which pays more cashback, Kite Card or Pulsar Money Card?

Pulsar Money Card pays more cashback on its entry tier: 0.5% against 0%. Higher tiers go up to 5% on Kite Card and 2% on Pulsar Money Card.

Which works in more countries, Kite Card or Pulsar Money Card?

Pulsar Money Card is confirmed in more countries: 73 against 9. Of the markets we check for every card, only Pulsar Money Card is confirmed in United Kingdom, EU / EEA and UAE.

Who holds my funds with Kite Card and Pulsar Money Card?

Kite Card is non-custodial; Pulsar Money Card is not published.

More comparisons

Scores use the same rules for every card (how the score works). Referral links never change a score or rank. Not financial advice.