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Plasma One vs Pulsar Money Card

Plasma One scores higher on the G2M score: 57/100 against 56/100 (#22 and #24 of 39 cards). Pick Plasma One for cashback and control of your funds; pick Pulsar Money Card for a lower FX fee and more countries.

Plasma One57

#22 of 39 · 1% to 3% back · annual fee none

Get PlasmaRead the review
Pulsar Money Card56

#24 of 39 · 0.5% to 2% back · annual fee none

Get Pulsar MoneyRead the review

The short answer

  • Plasma One scores higher on the G2M score: 57/100 against 56/100 (#22 and #24 of 39 cards).
  • Plasma One pays more cashback on its entry tier: 1% against 0.5%. Higher tiers go up to 3% on Plasma One and 2% on Pulsar Money Card.
  • Neither card has an annual fee.
  • Pulsar Money Card charges less on foreign currency: a 1% FX fee against 2%.
  • Pulsar Money Card lists 73 countries where it works; Plasma One does not publish a full country list (1 confirmed so far). Of the markets we check for every card, only Plasma One is confirmed in United States, and only Pulsar Money Card is confirmed in United Kingdom, EU / EEA and UAE.
  • Plasma One is non-custodial; Pulsar Money Card is not published.

Want the answer for your own spending, or the next tier up of each? See what each keeps you a year or pick tiers and add a third card.

Side by side

Detail
Plasma One
Pulsar Money Card
G2M score
57 (better)
56
Base cashback
1% (better)
0.5%
Max cashback
3% (better)
2%
Paid in
XPL, weekly
Pulsar Points (USDC refunds)
Annual fee
Free
Free
FX fee
2%
1% (better)
Top-up fee
0.15%
0% (better)
Per-purchase fee
None listed
None listed
ATM
$2 + 2% per USD withdrawal; physical card only, up to $1,000 a withdrawal and 3 a day
Free up to $200 a month, then 2%
Network
Visa
Visa
Card type
Spend
Debit
Custody
Non-custodial
Not published
Sign-up bonus (G2M link)
$10 spend credit each after you spend $100 at 2+ shops within 14 days (not paid for Nigeria, Bangladesh or Kenya IDs); $200 each after $10,000 within 60 days
None published
No ID check
ID needed or not stated
ID needed or not stated
Formats
virtual, physical
virtual
Apple / Google Pay
Yes / Yes
Yes / Yes
India
Unclear
No
UAE
Unclear
Yes
United States
Yes
No
United Kingdom
Unclear
Yes
EU / EEA
Unclear
Yes
Countries
Growing list of countries, full list not published; the US in 31 states
73
Bank account (IBAN or account number)
In your name
In your name
Send money to a bank account
19 currencies
2 currencies
Buy and sell crypto with fiat
Buy and sell
Buy and sell
Spend against crypto without selling
No
Not confirmed
Yield on your balance
Yes
Yes
Tiers
Standard · Premium · Platinum
Free · Pro
Perks
Earn on your balance until you spend it (variable rate) · Free USDT transfers on Plasma · 1 free virtual card · Visa Signature physical card · No FX fee on the first $3,000 a month
USD and EUR account details in your name · About 5.2% APY on stablecoins through DeFi vaults (variable, capital at risk) · Pro: double points at ChatGPT, Claude, X, Uber and Bolt, partner offers, no Invest fees · 4% on subscriptions · Double points at ChatGPT, Claude, X, Uber and Bolt

Highlighted values are the better of the two. “Not published” means the issuer does not state it. Card data last checked 12 Nov 2026; see each card's review for its sources.

Questions

Which is better, Plasma One or Pulsar Money Card?

Plasma One scores higher on the G2M score: 57/100 against 56/100 (#22 and #24 of 39 cards). Pick Plasma One for cashback and control of your funds; pick Pulsar Money Card for a lower FX fee and more countries. The better card for you depends on where you live and how you spend; the G2M calculator works it out for your own spending.

Which has lower fees, Plasma One or Pulsar Money Card?

Neither card has an annual fee. Pulsar Money Card charges less on foreign currency: a 1% FX fee against 2%.

Which pays more cashback, Plasma One or Pulsar Money Card?

Plasma One pays more cashback on its entry tier: 1% against 0.5%. Higher tiers go up to 3% on Plasma One and 2% on Pulsar Money Card.

Which works in more countries, Plasma One or Pulsar Money Card?

Pulsar Money Card lists 73 countries where it works; Plasma One does not publish a full country list (1 confirmed so far). Of the markets we check for every card, only Plasma One is confirmed in United States, and only Pulsar Money Card is confirmed in United Kingdom, EU / EEA and UAE.

Who holds my funds with Plasma One and Pulsar Money Card?

Plasma One is non-custodial; Pulsar Money Card is not published.

More comparisons

Scores use the same rules for every card (how the score works). Referral links never change a score or rank. Not financial advice.