Pulsar Money Card vs Tangem Pay
Tangem Pay scores higher on the G2M score: 62/100 against 56/100 (#17 and #24 of 39 cards). Pick Pulsar Money Card for a lower FX fee and more countries; pick Tangem Pay for cashback and control of your funds.
The short answer
- Tangem Pay scores higher on the G2M score: 62/100 against 56/100 (#17 and #24 of 39 cards).
- Tangem Pay pays more cashback on its entry tier: 1% against 0.5%. Higher tiers go up to 2% on Pulsar Money Card and 4% on Tangem Pay.
- Neither card has an annual fee.
- Pulsar Money Card charges less on foreign currency: a 1% FX fee against 1.5%.
- Pulsar Money Card lists 73 countries where it works; Tangem Pay does not publish a full country list (50 confirmed so far). Of the markets we check for every card, only Pulsar Money Card is confirmed in United Kingdom and EU / EEA, and only Tangem Pay is confirmed in United States.
- Pulsar Money Card is not published; Tangem Pay is non-custodial.
Want the answer for your own spending, or the next tier up of each? See what each keeps you a year or pick tiers and add a third card.
Side by side
Highlighted values are the better of the two. “Not published” means the issuer does not state it. Card data last checked 25 Oct 2026; see each card's review for its sources.
Questions
Which is better, Pulsar Money Card or Tangem Pay?
Tangem Pay scores higher on the G2M score: 62/100 against 56/100 (#17 and #24 of 39 cards). Pick Pulsar Money Card for a lower FX fee and more countries; pick Tangem Pay for cashback and control of your funds. The better card for you depends on where you live and how you spend; the G2M calculator works it out for your own spending.
Which has lower fees, Pulsar Money Card or Tangem Pay?
Neither card has an annual fee. Pulsar Money Card charges less on foreign currency: a 1% FX fee against 1.5%.
Which pays more cashback, Pulsar Money Card or Tangem Pay?
Tangem Pay pays more cashback on its entry tier: 1% against 0.5%. Higher tiers go up to 2% on Pulsar Money Card and 4% on Tangem Pay.
Which works in more countries, Pulsar Money Card or Tangem Pay?
Pulsar Money Card lists 73 countries where it works; Tangem Pay does not publish a full country list (50 confirmed so far). Of the markets we check for every card, only Pulsar Money Card is confirmed in United Kingdom and EU / EEA, and only Tangem Pay is confirmed in United States.
Who holds my funds with Pulsar Money Card and Tangem Pay?
Pulsar Money Card is not published; Tangem Pay is non-custodial.
More comparisons
Scores use the same rules for every card (how the score works). Referral links never change a score or rank. Not financial advice.