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Pionex Visa Card vs Pulsar Money Card

Pulsar Money Card scores higher on the G2M score: 56/100 against 49/100 (#24 and #29 of 39 cards). Pick Pionex Visa Card for cashback, a lower FX fee and control of your funds; pick Pulsar Money Card for more countries.

Pionex Visa Card49

#29 of 39 · 1% back · annual fee none

Get PionexRead the review
Pulsar Money Card56

#24 of 39 · 0.5% to 2% back · annual fee none

Get Pulsar MoneyRead the review

The short answer

  • Pulsar Money Card scores higher on the G2M score: 56/100 against 49/100 (#24 and #29 of 39 cards).
  • Pionex Visa Card pays more cashback on its entry tier: 1% against 0.5%. Higher tiers go up to 2% on Pulsar Money Card.
  • Neither card has an annual fee.
  • Pionex Visa Card charges less on foreign currency: a 0% FX fee against 1%.
  • Pulsar Money Card lists 73 countries where it works; Pionex Visa Card does not publish a full country list. Of the markets we check for every card, only Pulsar Money Card is confirmed in United Kingdom, EU / EEA and UAE.
  • Pionex Visa Card is custodial; Pulsar Money Card is not published.

Want the answer for your own spending, or the next tier up of each? See what each keeps you a year or pick tiers and add a third card.

Side by side

Detail
Pionex Visa Card
Pulsar Money Card
G2M score
49
56 (better)
Base cashback
1% (better)
0.5%
Max cashback
1%
2% (better)
Paid in
USDT
Pulsar Points (USDC refunds)
Annual fee
Free
Free
FX fee
0% (better)
1%
Top-up fee
0%
0%
Per-purchase fee
1% + $0.20 at or under $5, first 1 a month free
None listed
ATM
2% (physical card only; physical cards are not open to new applicants)
Free up to $200 a month, then 2%
Network
Visa
Visa
Card type
Debit
Debit
Custody
Custodial
Not published
Sign-up bonus (G2M link)
None published
None published
No ID check
ID needed or not stated
ID needed or not stated
Formats
virtual
virtual
Apple / Google Pay
Yes / Yes
Yes / Yes
India
Unclear
No
UAE
Unclear
Yes
United States
No
No
United Kingdom
No
Yes
EU / EEA
Unclear
Yes
Countries
Most countries; not the US, UK, Canada, France, the Netherlands, Japan, Singapore, Hong Kong or mainland China
73
Bank account (IBAN or account number)
No
In your name
Send money to a bank account
Not confirmed
2 currencies
Buy and sell crypto with fiat
Buy only
Buy and sell
Spend against crypto without selling
Not confirmed
Not confirmed
Yield on your balance
Yes
Yes
Tiers
Visa
Free · Pro
Perks
5% a year on the card balance · Apple Pay and Google Pay · 5% a year on your card balance, paid hourly in USDT · Extra cashback at partner merchants through Pionex links
USD and EUR account details in your name · About 5.2% APY on stablecoins through DeFi vaults (variable, capital at risk) · Pro: double points at ChatGPT, Claude, X, Uber and Bolt, partner offers, no Invest fees · 4% on subscriptions · Double points at ChatGPT, Claude, X, Uber and Bolt

Highlighted values are the better of the two. “Not published” means the issuer does not state it. Card data last checked 28 Oct 2026; see each card's review for its sources.

Questions

Which is better, Pionex Visa Card or Pulsar Money Card?

Pulsar Money Card scores higher on the G2M score: 56/100 against 49/100 (#24 and #29 of 39 cards). Pick Pionex Visa Card for cashback, a lower FX fee and control of your funds; pick Pulsar Money Card for more countries. The better card for you depends on where you live and how you spend; the G2M calculator works it out for your own spending.

Which has lower fees, Pionex Visa Card or Pulsar Money Card?

Neither card has an annual fee. Pionex Visa Card charges less on foreign currency: a 0% FX fee against 1%.

Which pays more cashback, Pionex Visa Card or Pulsar Money Card?

Pionex Visa Card pays more cashback on its entry tier: 1% against 0.5%. Higher tiers go up to 2% on Pulsar Money Card.

Which works in more countries, Pionex Visa Card or Pulsar Money Card?

Pulsar Money Card lists 73 countries where it works; Pionex Visa Card does not publish a full country list. Of the markets we check for every card, only Pulsar Money Card is confirmed in United Kingdom, EU / EEA and UAE.

Who holds my funds with Pionex Visa Card and Pulsar Money Card?

Pionex Visa Card is custodial; Pulsar Money Card is not published.

More comparisons

Scores use the same rules for every card (how the score works). Referral links never change a score or rank. Not financial advice.