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Pionex Visa Card vs Wirex One Card

Wirex One Card scores higher on the G2M score: 74/100 against 49/100 (#4 and #22 of 28 cards). Pick Pionex Visa Card for cashback; pick Wirex One Card for more countries and control of your funds.

Pionex Visa Card49

#22 of 28 · 1% back · annual fee none

Get PionexRead the review
Wirex One Card74

#4 of 28 · 0.5% to 8% back · annual fee none

Get WirexRead the review

The short answer

  • Wirex One Card scores higher on the G2M score: 74/100 against 49/100 (#4 and #22 of 28 cards).
  • Pionex Visa Card pays more cashback on its entry tier: 1% against 0.5%. Higher tiers go up to 8% on Wirex One Card.
  • Neither card has an annual fee.
  • Neither card charges an FX fee.
  • Wirex One Card lists 73 countries where it works; Pionex Visa Card does not publish a full country list. Of the markets we check for every card, only Wirex One Card is confirmed in United Kingdom, EU / EEA and UAE.
  • Pionex Visa Card is custodial; Wirex One Card is self-custodial.

Want the answer for your own spending, or the next tier up of each? See what each keeps you a year or pick tiers and add a third card.

Side by side

Detail
Pionex Visa Card
Wirex One Card
G2M score
49
74 (better)
Base cashback
1% (better)
0.5%
Max cashback
1%
8% (better)
Paid in
USDT
USD
Annual fee
Free
Free
FX fee
0%
0%
Top-up fee
0% (better)
0.08%
Per-purchase fee
1% + $0.20 at or under $5, first 1 a month free
None listed
ATM
2% (physical card only; physical cards are not open to new applicants)
Premium tier and above
Network
Visa
Visa
Card type
Debit
Debit
Custody
Custodial
Self-custodial
Formats
virtual
virtual, physical
Apple / Google Pay
Yes / Yes
Yes / Yes
India
Unclear
No
UAE
Unclear
Yes
United States
No
No
United Kingdom
No
Yes
EU / EEA
Unclear
Yes
Countries
Most countries; not the US, UK, Canada, France, the Netherlands, Japan, Singapore, Hong Kong or mainland China
73
Bank account (IBAN or account number)
No
In your name
Send money to a bank account
Not confirmed
3 currencies
Buy and sell crypto with fiat
Buy only
Buy and sell
Spend against crypto without selling
Not confirmed
Yes
Yield on your balance
Yes
Yes
Tiers
Visa
Base · Premium · Elite · Private · Bespoke
Perks
5% a year on the card balance · Apple Pay and Google Pay · 5% a year on your card balance, paid hourly in USDT · Extra cashback at partner merchants through Pionex links
No locked funds required · AirRefund flight compensation · Up to 15% off SIXT · Visa Signature benefits

Highlighted values are the better of the two. “Not published” means the issuer does not state it. Card data last checked 25 Oct 2026; see each card's review for its sources.

Questions

Which is better, Pionex Visa Card or Wirex One Card?

Wirex One Card scores higher on the G2M score: 74/100 against 49/100 (#4 and #22 of 28 cards). Pick Pionex Visa Card for cashback; pick Wirex One Card for more countries and control of your funds. The better card for you depends on where you live and how you spend; the G2M calculator works it out for your own spending.

Which has lower fees, Pionex Visa Card or Wirex One Card?

Neither card has an annual fee. Neither card charges an FX fee.

Which pays more cashback, Pionex Visa Card or Wirex One Card?

Pionex Visa Card pays more cashback on its entry tier: 1% against 0.5%. Higher tiers go up to 8% on Wirex One Card.

Which works in more countries, Pionex Visa Card or Wirex One Card?

Wirex One Card lists 73 countries where it works; Pionex Visa Card does not publish a full country list. Of the markets we check for every card, only Wirex One Card is confirmed in United Kingdom, EU / EEA and UAE.

Who holds my funds with Pionex Visa Card and Wirex One Card?

Pionex Visa Card is custodial; Wirex One Card is self-custodial.

More comparisons

Scores use the same rules for every card (how the score works). Referral links never change a score or rank. Not financial advice.