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ether.fi Cash Card vs Pionex Visa Card

ether.fi Cash Card scores higher on the G2M score: 80/100 against 49/100 (#2 and #22 of 28 cards). Pick ether.fi Cash Card for cashback, more countries and control of your funds; pick Pionex Visa Card for a lower FX fee.

ether.fi Cash Card80

#2 of 28 · 3% to 4% back · annual fee Not published

Get ether.fiRead the review
Pionex Visa Card49

#22 of 28 · 1% back · annual fee none

Get PionexRead the review

The short answer

  • ether.fi Cash Card scores higher on the G2M score: 80/100 against 49/100 (#2 and #22 of 28 cards).
  • ether.fi Cash Card pays more cashback on its entry tier: 3% against 1%. Higher tiers go up to 4% on ether.fi Cash Card.
  • Pionex Visa Card has no annual fee; ether.fi Cash Card does not publish its annual fee.
  • Pionex Visa Card charges less on foreign currency: a 0% FX fee against 0.5%.
  • ether.fi Cash Card lists 91 countries where it works; Pionex Visa Card does not publish a full country list. Of the markets we check for every card, only ether.fi Cash Card is confirmed in United States, United Kingdom, EU / EEA and UAE.
  • ether.fi Cash Card is self-custodial; Pionex Visa Card is custodial.

Want the answer for your own spending, or the next tier up of each? See what each keeps you a year or pick tiers and add a third card.

Side by side

Detail
ether.fi Cash Card
Pionex Visa Card
G2M score
80 (better)
49
Base cashback
3% (better)
1%
Max cashback
4% (better)
1%
Paid in
ETHFI
USDT
Annual fee
Not published
Free
FX fee
0.5%
0% (better)
Top-up fee
0%
0%
Per-purchase fee
None listed
1% + $0.20 at or under $5, first 1 a month free
ATM
Free: 10 a month on Core and Luxe, unlimited on Pinnacle and VIP. Up to $5,000 per withdrawal, 5 a day
2% (physical card only; physical cards are not open to new applicants)
Network
Visa
Visa
Card type
Credit
Debit
Custody
Self-custodial
Custodial
Formats
virtual, physical
virtual
Apple / Google Pay
Yes / Yes
Yes / Yes
India
No
Unclear
UAE
Yes
Unclear
United States
Yes
No
United Kingdom
Yes
No
EU / EEA
Yes
Unclear
Countries
91
Most countries; not the US, UK, Canada, France, the Netherlands, Japan, Singapore, Hong Kong or mainland China
Bank account (IBAN or account number)
In your name
No
Send money to a bank account
27 currencies
Not confirmed
Buy and sell crypto with fiat
Buy and sell
Buy only
Spend against crypto without selling
Yes
Not confirmed
Yield on your balance
Yes
Yes
Tiers
Core · Luxe · Pinnacle · VIP
Visa
Perks
Airport lounge access on every tier · Visa Signature benefits · Airport lounge benefit · Visa concierge · Purchase and price protection
5% a year on the card balance · Apple Pay and Google Pay · 5% a year on your card balance, paid hourly in USDT · Extra cashback at partner merchants through Pionex links

Highlighted values are the better of the two. “Not published” means the issuer does not state it. Card data last checked 25 Oct 2026; see each card's review for its sources.

Questions

Which is better, ether.fi Cash Card or Pionex Visa Card?

ether.fi Cash Card scores higher on the G2M score: 80/100 against 49/100 (#2 and #22 of 28 cards). Pick ether.fi Cash Card for cashback, more countries and control of your funds; pick Pionex Visa Card for a lower FX fee. The better card for you depends on where you live and how you spend; the G2M calculator works it out for your own spending.

Which has lower fees, ether.fi Cash Card or Pionex Visa Card?

Pionex Visa Card has no annual fee; ether.fi Cash Card does not publish its annual fee. Pionex Visa Card charges less on foreign currency: a 0% FX fee against 0.5%.

Which pays more cashback, ether.fi Cash Card or Pionex Visa Card?

ether.fi Cash Card pays more cashback on its entry tier: 3% against 1%. Higher tiers go up to 4% on ether.fi Cash Card.

Which works in more countries, ether.fi Cash Card or Pionex Visa Card?

ether.fi Cash Card lists 91 countries where it works; Pionex Visa Card does not publish a full country list. Of the markets we check for every card, only ether.fi Cash Card is confirmed in United States, United Kingdom, EU / EEA and UAE.

Who holds my funds with ether.fi Cash Card and Pionex Visa Card?

ether.fi Cash Card is self-custodial; Pionex Visa Card is custodial.

More comparisons

Scores use the same rules for every card (how the score works). Referral links never change a score or rank. Not financial advice.

ether.fi Cash Card vs Pionex Visa Card: fees, cashback and countries compared · G2M