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PEXX Card vs Pulsar Money Card

PEXX Card scores higher on the G2M score: 62/100 against 56/100 (#19 and #24 of 39 cards). Pick PEXX Card for cashback and control of your funds; pick Pulsar Money Card for a lower FX fee and more countries.

PEXX Card62

#19 of 39 · 1% back · annual fee none

Get PEXXRead the review
Pulsar Money Card56

#24 of 39 · 0.5% to 2% back · annual fee none

Get Pulsar MoneyRead the review

The short answer

  • PEXX Card scores higher on the G2M score: 62/100 against 56/100 (#19 and #24 of 39 cards).
  • PEXX Card pays more cashback on its entry tier: 1% against 0.5%. Higher tiers go up to 2% on Pulsar Money Card.
  • Neither card has an annual fee.
  • Pulsar Money Card charges less on foreign currency: a 1% FX fee against 1.2%.
  • Pulsar Money Card is confirmed in more countries: 73 against 68.
  • PEXX Card is custodial; Pulsar Money Card is not published.

Want the answer for your own spending, or the next tier up of each? See what each keeps you a year or pick tiers and add a third card.

Side by side

Detail
PEXX Card
Pulsar Money Card
G2M score
62 (better)
56
Base cashback
1% (better)
0.5%
Max cashback
1%
2% (better)
Paid in
PEXX Points
Pulsar Points (USDC refunds)
Annual fee
Free
Free
FX fee
1.2%
1% (better)
Top-up fee
0%
0%
Per-purchase fee
0.6%
None listed
ATM
Not published
Free up to $200 a month, then 2%
Network
Visa / Mastercard
Visa
Card type
Debit
Debit
Custody
Custodial
Not published
Sign-up bonus (G2M link)
None published
None published
No ID check
ID needed or not stated
ID needed or not stated
Formats
virtual, physical
virtual
Apple / Google Pay
Yes / Yes
Yes / Yes
India
No
No
UAE
Yes
Yes
United States
No
No
United Kingdom
Yes
Yes
EU / EEA
Yes
Yes
Countries
68
73
Bank account (IBAN or account number)
In your name
In your name
Send money to a bank account
17 currencies
2 currencies
Buy and sell crypto with fiat
Buy and sell
Buy and sell
Spend against crypto without selling
Not confirmed
Not confirmed
Yield on your balance
Yes
Yes
Tiers
PEXX Card
Free · Pro
Perks
PEXX Earn: up to 4% APY on USD, USDT and USDC (tokenised US Treasuries) · USD account with routing and account number · Points convert to HeyMax Max Miles · QR payments in Indonesia, Malaysia, Singapore, Vietnam and the Philippines
USD and EUR account details in your name · About 5.2% APY on stablecoins through DeFi vaults (variable, capital at risk) · Pro: double points at ChatGPT, Claude, X, Uber and Bolt, partner offers, no Invest fees · 4% on subscriptions · Double points at ChatGPT, Claude, X, Uber and Bolt

Highlighted values are the better of the two. “Not published” means the issuer does not state it. Card data last checked 13 Nov 2026; see each card's review for its sources.

Questions

Which is better, PEXX Card or Pulsar Money Card?

PEXX Card scores higher on the G2M score: 62/100 against 56/100 (#19 and #24 of 39 cards). Pick PEXX Card for cashback and control of your funds; pick Pulsar Money Card for a lower FX fee and more countries. The better card for you depends on where you live and how you spend; the G2M calculator works it out for your own spending.

Which has lower fees, PEXX Card or Pulsar Money Card?

Neither card has an annual fee. Pulsar Money Card charges less on foreign currency: a 1% FX fee against 1.2%.

Which pays more cashback, PEXX Card or Pulsar Money Card?

PEXX Card pays more cashback on its entry tier: 1% against 0.5%. Higher tiers go up to 2% on Pulsar Money Card.

Which works in more countries, PEXX Card or Pulsar Money Card?

Pulsar Money Card is confirmed in more countries: 73 against 68.

Who holds my funds with PEXX Card and Pulsar Money Card?

PEXX Card is custodial; Pulsar Money Card is not published.

More comparisons

Scores use the same rules for every card (how the score works). Referral links never change a score or rank. Not financial advice.