G2MGWEI 2 MERCHANT
EN
Find your best card
Back
#19 of 39Visa / MastercardDebitCustodial

PEXX Card

A debit card from PEXX that spends USD, USDT and USDC from one balance, with 1% back in PEXX Points, no annual fee and a USD account with US bank details.

Referral codeT8W78

G2M may earn a referral fee. It never changes a card's score or rank.

How to use the PEXX referral code

Key facts

Cashback
1% in PEXX Points
Annual fee
Free
FX fee
1.2%
Top-up fee
0%
Per-purchase fee
0.6%
ATM
Not published
Card types
virtual, physical
Mobile wallets
Apple Pay + Google Pay

Cashback: 1 PEXX Point for every $1 of eligible card spend; PEXX values 100 points at $1. Points can't be cashed out yet: they convert to HeyMax Max Miles (2 points = 1 mile) for airline and hotel programmes. No cap.

FX: PEXX's FAQ: 0.6% platform fee on every card purchase, plus a 1.2% FX markup on non-USD purchases. Its pricing page instead says one flat 2.6% per purchase, so check the rate in the app.

G2M score worldwide

62/100
Rewards7.1/25
Fees21/30
Coverage17/20
Ecosystem12/15
Control5/10
How the score works

Where it works

  • IndiaNot available
  • UAEAvailable
  • United StatesNot available
  • United KingdomAvailable
  • EU / EEAAvailable

68 countries in Europe, Asia-Pacific, Latin America, the Middle East and Africa. Includes United Kingdom, Germany, United Arab Emirates, Brazil, Japan.

Banking features

Bank account (IBAN or account number)
In your name
Send money to a bank account
17 currencies
Buy and sell crypto with fiat
Buy and sell
Spend against crypto without selling
Not confirmed
Yield on your balance
Yes
ID check for people living abroad
A residence permit or local ID where you live is accepted
Citizens turned away
Not published

Tiers and plans

TierCost per yearCashbackMonthly capFX feeHow to get itPerks
PEXX CardFree1%—1.2%Free to join—

Real swipe receipt

What one purchase really costs on PEXX Card, with every fee and the cashback.

[ swipe receipt ]Try a $10 coffee, a $50 dinner or a $200 hotel on PEXX Card, in your own currency, and post the receipt on X.Open the receipt

What's good

  • Spends USD, USDT and USDC from one balance, no top-up needed
  • USD account details for people outside the US
  • Up to 4% APY on balances

Watch out for

  • 0.6% fee on every purchase, plus 1.2% outside USD
  • Points can't be cashed out yet; they convert to airline miles
  • Not available in the US or India

More details

Other fees
Physical card: one-off issuance fee shown when you order (amount not published) · USD deposits: ACH $0.50 + 0.1%, Fedwire $20 + 0.1%, SWIFT $30 + 0.1% · No top-up or annual fee · Failed dispute $25 · Limits: $30,000 a day or per purchase, $70,000 a month
Perks
PEXX Earn: up to 4% APY on USD, USDT and USDC (tokenised US Treasuries) · USD account with routing and account number · Points convert to HeyMax Max Miles · QR payments in Indonesia, Malaysia, Singapore, Vietnam and the Philippines
Spend from
USDT, USDC

Questions about the PEXX Card

Does the PEXX Card have an annual fee?
No. The entry tier has no annual fee.
How much cashback does the PEXX Card pay?
1% back, paid in PEXX Points.
What is the PEXX Card's FX fee?
1.2% on purchases in other currencies, and no FX fee on USD purchases.
Is the PEXX Card custodial or non-custodial?
Custodial: the company holds your funds while you spend.
Where can I get the PEXX Card?
68 countries in Europe, Asia-Pacific, Latin America, the Middle East and Africa. Confirmed in UAE, United Kingdom, EU / EEA. Not available in India, United States.

Sources · last checked 13 Nov 2026

Terms change often. Confirm fees and availability on the official PEXX site before you apply. Spotted something out of date? Tell us.

Compare PEXX Card with

PEXX vs ether.fiPEXX vs EthenaPEXX vs SolidPEXX vs CoinbasePEXX vs TangemPEXX vs InfiniPEXX vs TuyoPEXX vs MEXCPEXX vs Plasma

Also worth a look

All PEXX alternatives
ether.fi Cash Card3% to 4% back90Ethena Pay4% to 5% back83Solid Card3% to 5% back82