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Coinbase One Card vs PEXX Card

Coinbase One Card and PEXX Card have the same G2M score: 62/100. Pick Coinbase One Card for cashback and a lower FX fee; pick PEXX Card for a lower annual fee and more countries.

Coinbase One Card62

#16 of 39 · 2% to 4% back · annual fee $49.99

Get CoinbaseRead the review
PEXX Card62

#19 of 39 · 1% back · annual fee none

Get PEXXRead the review

The short answer

  • Coinbase One Card and PEXX Card have the same G2M score: 62/100.
  • Coinbase One Card pays more cashback on its entry tier: 2% against 1%. Higher tiers go up to 4% on Coinbase One Card.
  • PEXX Card has no annual fee; Coinbase One Card costs $49.99 a year.
  • Coinbase One Card charges less on foreign currency: a 0% FX fee against 1.2%.
  • PEXX Card is confirmed in more countries: 68 against 1. Of the markets we check for every card, only Coinbase One Card is confirmed in United States, and only PEXX Card is confirmed in United Kingdom, EU / EEA and UAE.
  • Both are custodial.

Want the answer for your own spending, or the next tier up of each? See what each keeps you a year or pick tiers and add a third card.

Side by side

Detail
Coinbase One Card
PEXX Card
G2M score
62
62
Base cashback
2% (better)
1%
Max cashback
4% (better)
1%
Paid in
Not published
PEXX Points
Annual fee
$49.99
Free (better)
FX fee
0% (better)
1.2%
Top-up fee
0%
0%
Per-purchase fee
None listed
0.6%
ATM
Cash advance: the greater of $10 or 5%
Not published
Network
Amex
Visa / Mastercard
Card type
Credit
Debit
Custody
Custodial
Custodial
Sign-up bonus (G2M link)
None published
None published
No ID check
ID needed or not stated
ID needed or not stated
Formats
virtual, physical
virtual, physical
Apple / Google Pay
Yes / Yes
Yes / Yes
India
No
No
UAE
No
Yes
United States
Yes
No
United Kingdom
No
Yes
EU / EEA
No
Yes
Countries
1
68
Bank account (IBAN or account number)
No
In your name
Send money to a bank account
Not confirmed
17 currencies
Buy and sell crypto with fiat
Buy and sell
Buy and sell
Spend against crypto without selling
No
Not confirmed
Yield on your balance
Not confirmed
Yes
Tiers
Coinbase One Card
PEXX Card
Perks
—
PEXX Earn: up to 4% APY on USD, USDT and USDC (tokenised US Treasuries) · USD account with routing and account number · Points convert to HeyMax Max Miles · QR payments in Indonesia, Malaysia, Singapore, Vietnam and the Philippines

Highlighted values are the better of the two. “Not published” means the issuer does not state it. Card data last checked 25 Oct 2026; see each card's review for its sources.

Questions

Which is better, Coinbase One Card or PEXX Card?

Coinbase One Card and PEXX Card have the same G2M score: 62/100. Pick Coinbase One Card for cashback and a lower FX fee; pick PEXX Card for a lower annual fee and more countries. The better card for you depends on where you live and how you spend; the G2M calculator works it out for your own spending.

Which has lower fees, Coinbase One Card or PEXX Card?

PEXX Card has no annual fee; Coinbase One Card costs $49.99 a year. Coinbase One Card charges less on foreign currency: a 0% FX fee against 1.2%.

Which pays more cashback, Coinbase One Card or PEXX Card?

Coinbase One Card pays more cashback on its entry tier: 2% against 1%. Higher tiers go up to 4% on Coinbase One Card.

Which works in more countries, Coinbase One Card or PEXX Card?

PEXX Card is confirmed in more countries: 68 against 1. Of the markets we check for every card, only Coinbase One Card is confirmed in United States, and only PEXX Card is confirmed in United Kingdom, EU / EEA and UAE.

Who holds my funds with Coinbase One Card and PEXX Card?

Both are custodial.

More comparisons

Scores use the same rules for every card (how the score works). Referral links never change a score or rank. Not financial advice.