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PEXX Card vs Wirex One Card

Wirex One Card scores higher on the G2M score: 74/100 against 62/100 (#5 and #19 of 39 cards). Pick PEXX Card for cashback; pick Wirex One Card for a lower FX fee, more countries and control of your funds.

PEXX Card62

#19 of 39 · 1% back · annual fee none

Get PEXXRead the review
Wirex One Card74

#5 of 39 · 0.5% to 8% back · annual fee none

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The short answer

  • Wirex One Card scores higher on the G2M score: 74/100 against 62/100 (#5 and #19 of 39 cards).
  • PEXX Card pays more cashback on its entry tier: 1% against 0.5%. Higher tiers go up to 8% on Wirex One Card.
  • Neither card has an annual fee.
  • Wirex One Card charges less on foreign currency: a 0% FX fee against 1.2%.
  • Wirex One Card is confirmed in more countries: 73 against 68.
  • PEXX Card is custodial; Wirex One Card is non-custodial.

Want the answer for your own spending, or the next tier up of each? See what each keeps you a year or pick tiers and add a third card.

Side by side

Detail
PEXX Card
Wirex One Card
G2M score
62
74 (better)
Base cashback
1% (better)
0.5%
Max cashback
1%
8% (better)
Paid in
PEXX Points
USD
Annual fee
Free
Free
FX fee
1.2%
0% (better)
Top-up fee
0% (better)
0.08%
Per-purchase fee
0.6%
None listed
ATM
Not published
With a physical or metal card (Premium and above): free up to $250 a month on Premium, $750 on Elite, $2,500 on Private and unlimited on Bespoke, then the standard fee shown in the app. Up to €750 a day and €5,000 a month.
Network
Visa / Mastercard
Visa
Card type
Debit
Debit
Custody
Custodial
Non-custodial
Sign-up bonus (G2M link)
None published
60-day Premium trial once you verify within 30 days of signing up: 1% cashback in USD (up to $100 during the trial), 50% back on Uber One, no FX fee on card payments and fee-free trading up to $2,500 a month
No ID check
ID needed or not stated
ID needed or not stated
Formats
virtual, physical
virtual, physical, metal
Apple / Google Pay
Yes / Yes
Yes / Yes
India
No
No
UAE
Yes
Yes
United States
No
No
United Kingdom
Yes
Yes
EU / EEA
Yes
Yes
Countries
68
73
Bank account (IBAN or account number)
In your name
In your name
Send money to a bank account
17 currencies
3 currencies
Buy and sell crypto with fiat
Buy and sell
Buy and sell
Spend against crypto without selling
Not confirmed
Yes
Yield on your balance
Yes
Yes
Tiers
PEXX Card
Base · Premium · Elite · Private · Bespoke
Perks
PEXX Earn: up to 4% APY on USD, USDT and USDC (tokenised US Treasuries) · USD account with routing and account number · Points convert to HeyMax Max Miles · QR payments in Indonesia, Malaysia, Singapore, Vietnam and the Philippines
No membership fee and no locked funds · 50% back on subscriptions from Premium (Uber One, up to Bloomberg and FT on Bespoke) · Airport lounges, AirRefund and Sixt discounts with the metal card (Private and Bespoke) · Higher earn rates on balances from Premium · Virtual Visa Platinum cards only (up to 5)

Highlighted values are the better of the two. “Not published” means the issuer does not state it. Card data last checked 13 Nov 2026; see each card's review for its sources.

Questions

Which is better, PEXX Card or Wirex One Card?

Wirex One Card scores higher on the G2M score: 74/100 against 62/100 (#5 and #19 of 39 cards). Pick PEXX Card for cashback; pick Wirex One Card for a lower FX fee, more countries and control of your funds. The better card for you depends on where you live and how you spend; the G2M calculator works it out for your own spending.

Which has lower fees, PEXX Card or Wirex One Card?

Neither card has an annual fee. Wirex One Card charges less on foreign currency: a 0% FX fee against 1.2%.

Which pays more cashback, PEXX Card or Wirex One Card?

PEXX Card pays more cashback on its entry tier: 1% against 0.5%. Higher tiers go up to 8% on Wirex One Card.

Which works in more countries, PEXX Card or Wirex One Card?

Wirex One Card is confirmed in more countries: 73 against 68.

Who holds my funds with PEXX Card and Wirex One Card?

PEXX Card is custodial; Wirex One Card is non-custodial.

More comparisons

Scores use the same rules for every card (how the score works). Referral links never change a score or rank. Not financial advice.