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Bybit Card vs Pulsar Money Card

Pulsar Money Card scores higher on the G2M score: 56/100 against 48/100 (#24 and #30 of 39 cards). Pick Bybit Card for control of your funds; pick Pulsar Money Card for cashback, a lower FX fee and more countries.

Bybit Card48

#30 of 39 · Up to 10% back · annual fee none

Get BybitRead the review
Pulsar Money Card56

#24 of 39 · 0.5% to 2% back · annual fee none

Get Pulsar MoneyRead the review

The short answer

  • Pulsar Money Card scores higher on the G2M score: 56/100 against 48/100 (#24 and #30 of 39 cards).
  • Pulsar Money Card pays 0.5% cashback on its entry tier; Bybit Card does not publish a rate. Higher tiers go up to 10% on Bybit Card and 2% on Pulsar Money Card.
  • Neither card has an annual fee.
  • Pulsar Money Card charges less on foreign currency: a 1% FX fee against 2%.
  • Pulsar Money Card is confirmed in more countries: 73 against 37. Of the markets we check for every card, only Pulsar Money Card is confirmed in United Kingdom and UAE.
  • Bybit Card is custodial; Pulsar Money Card is not published.

Want the answer for your own spending, or the next tier up of each? See what each keeps you a year or pick tiers and add a third card.

Side by side

Detail
Bybit Card
Pulsar Money Card
G2M score
48
56 (better)
Base cashback
Not published
0.5%
Max cashback
10% (better)
2%
Paid in
Points, redeemable for USDT or crypto
Pulsar Points (USDC refunds)
Annual fee
Free
Free
FX fee
2%
1% (better)
Top-up fee
0%
0%
Per-purchase fee
0.9%
None listed
ATM
Around $100 or €100 a month depending on region
Free up to $200 a month, then 2%
Network
Mastercard
Visa
Card type
Varies by region
Debit
Custody
Custodial
Not published
Sign-up bonus (G2M link)
None published
None published
No ID check
ID needed or not stated
ID needed or not stated
Formats
virtual, physical
virtual
Apple / Google Pay
? / ?
Yes / Yes
India
No
No
UAE
No
Yes
United States
No
No
United Kingdom
No
Yes
EU / EEA
Yes
Yes
Countries
33
73
Bank account (IBAN or account number)
Shared, with a reference code
In your name
Send money to a bank account
1 currency
2 currencies
Buy and sell crypto with fiat
Buy and sell
Buy and sell
Spend against crypto without selling
No
Not confirmed
Yield on your balance
Yes
Yes
Tiers
VIP 1 to 2 · VIP 3 (Alpha) · Supreme VIP
Free · Pro
Perks
Subscription rebates for VIPs · 100% rebates on Netflix, Spotify and ChatGPT
USD and EUR account details in your name · About 5.2% APY on stablecoins through DeFi vaults (variable, capital at risk) · Pro: double points at ChatGPT, Claude, X, Uber and Bolt, partner offers, no Invest fees · 4% on subscriptions · Double points at ChatGPT, Claude, X, Uber and Bolt

Highlighted values are the better of the two. “Not published” means the issuer does not state it. Card data last checked 25 Oct 2026; see each card's review for its sources.

Questions

Which is better, Bybit Card or Pulsar Money Card?

Pulsar Money Card scores higher on the G2M score: 56/100 against 48/100 (#24 and #30 of 39 cards). Pick Bybit Card for control of your funds; pick Pulsar Money Card for cashback, a lower FX fee and more countries. The better card for you depends on where you live and how you spend; the G2M calculator works it out for your own spending.

Which has lower fees, Bybit Card or Pulsar Money Card?

Neither card has an annual fee. Pulsar Money Card charges less on foreign currency: a 1% FX fee against 2%.

Which pays more cashback, Bybit Card or Pulsar Money Card?

Pulsar Money Card pays 0.5% cashback on its entry tier; Bybit Card does not publish a rate. Higher tiers go up to 10% on Bybit Card and 2% on Pulsar Money Card.

Which works in more countries, Bybit Card or Pulsar Money Card?

Pulsar Money Card is confirmed in more countries: 73 against 37. Of the markets we check for every card, only Pulsar Money Card is confirmed in United Kingdom and UAE.

Who holds my funds with Bybit Card and Pulsar Money Card?

Bybit Card is custodial; Pulsar Money Card is not published.

More comparisons

Scores use the same rules for every card (how the score works). Referral links never change a score or rank. Not financial advice.