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OrbitX Card vs Tria Card

Tria Card scores higher on the G2M score: 69/100 against 43/100 (#8 and #32 of 37 cards). Pick OrbitX Card for a lower annual fee; pick Tria Card for cashback, a lower FX fee and more countries.

OrbitX Card43

#32 of 37 · Not published back · annual fee $12

Get OrbitXRead the review
Tria Card69

#8 of 37 · 1.5% to 6% back · annual fee $20

Get TriaRead the review

The short answer

  • Tria Card scores higher on the G2M score: 69/100 against 43/100 (#8 and #32 of 37 cards).
  • Tria Card pays 1.5% cashback on its entry tier; OrbitX Card does not publish a rate. Higher tiers go up to 6% on Tria Card.
  • OrbitX Card costs less a year: $12 against $20.
  • Tria Card charges less on foreign currency: a 0% FX fee against 2%.
  • Tria Card lists 229 countries where it works; OrbitX Card does not publish a full country list. Of the markets we check for every card, only Tria Card is confirmed in United States, United Kingdom, EU / EEA and UAE.
  • Both are non-custodial.

Want the answer for your own spending, or the next tier up of each? See what each keeps you a year or pick tiers and add a third card.

Side by side

Detail
OrbitX Card
Tria Card
G2M score
43
69 (better)
Base cashback
Not published
1.5%
Max cashback
Not published
6%
Paid in
Not published
Not published
Annual fee
$12 (better)
$20
FX fee
2%
0% (better)
Top-up fee
0%
0%
Per-purchase fee
$0.20
None listed
ATM
Physical card only, not available yet: the ATM's own fee + 2% + $2; limit $500 on Neo, $1,000 on Lux
Pro and Max: up to $750 a day, fee not published. No ATM access on Lite.
Network
Visa
Visa
Card type
Varies by region
Spend
Custody
Non-custodial
Non-custodial
Sign-up bonus (G2M link)
None published
$10 when you sign up and activate your Tria card
No ID check
ID needed or not stated
ID needed or not stated
Formats
virtual
virtual, physical, metal
Apple / Google Pay
Yes / Yes
Yes / Yes
India
Unclear
No
UAE
Unclear
Yes
United States
Unclear
Yes
United Kingdom
Unclear
Yes
EU / EEA
Unclear
Yes
Countries
No published country list. OrbitX focuses on Latin America, East Asia, Africa and the Middle East. The international card is not for US citizens; a separate US card agreement exists.
229
Bank account (IBAN or account number)
In your name
No
Send money to a bank account
9 currencies
No
Buy and sell crypto with fiat
Buy and sell
No
Spend against crypto without selling
Not confirmed
No
Yield on your balance
Yes
Yes
Tiers
Neo · Lux
Lite · Pro · Max
Perks
Named bank accounts in 9 currencies: USD, EUR, GBP, AED, NGN, BRL, MXN, COP, PHP · Send money to 100+ countries in your own name · Yield on USDC through on-chain strategies · Funds on Base and Polygon; Solana and Tron coming · Visa Platinum
Price protection up to $2,000 · Purchase protection up to $10,000 · Spend up to $1M a day on Pro and Max · Virtual Visa Platinum card · 1.5% with no cap on Tria Travel (hotels, rentals; not flights)

Highlighted values are the better of the two. “Not published” means the issuer does not state it. Card data last checked 12 Nov 2026; see each card's review for its sources.

Questions

Which is better, OrbitX Card or Tria Card?

Tria Card scores higher on the G2M score: 69/100 against 43/100 (#8 and #32 of 37 cards). Pick OrbitX Card for a lower annual fee; pick Tria Card for cashback, a lower FX fee and more countries. The better card for you depends on where you live and how you spend; the G2M calculator works it out for your own spending.

Which has lower fees, OrbitX Card or Tria Card?

OrbitX Card costs less a year: $12 against $20. Tria Card charges less on foreign currency: a 0% FX fee against 2%.

Which pays more cashback, OrbitX Card or Tria Card?

Tria Card pays 1.5% cashback on its entry tier; OrbitX Card does not publish a rate. Higher tiers go up to 6% on Tria Card.

Which works in more countries, OrbitX Card or Tria Card?

Tria Card lists 229 countries where it works; OrbitX Card does not publish a full country list. Of the markets we check for every card, only Tria Card is confirmed in United States, United Kingdom, EU / EEA and UAE.

Who holds my funds with OrbitX Card and Tria Card?

Both are non-custodial.

More comparisons

Scores use the same rules for every card (how the score works). Referral links never change a score or rank. Not financial advice.