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OrbitX Card vs Pulsar Money Card

Pulsar Money Card scores higher on the G2M score: 56/100 against 43/100 (#24 and #34 of 39 cards). Pick OrbitX Card for control of your funds; pick Pulsar Money Card for cashback, a lower annual fee, a lower FX fee and more countries.

OrbitX Card43

#34 of 39 · Not published back · annual fee $12

Get OrbitXRead the review
Pulsar Money Card56

#24 of 39 · 0.5% to 2% back · annual fee none

Get Pulsar MoneyRead the review

The short answer

  • Pulsar Money Card scores higher on the G2M score: 56/100 against 43/100 (#24 and #34 of 39 cards).
  • Pulsar Money Card pays 0.5% cashback on its entry tier; OrbitX Card does not publish a rate. Higher tiers go up to 2% on Pulsar Money Card.
  • Pulsar Money Card has no annual fee; OrbitX Card costs $12 a year.
  • Pulsar Money Card charges less on foreign currency: a 1% FX fee against 2%.
  • Pulsar Money Card lists 73 countries where it works; OrbitX Card does not publish a full country list. Of the markets we check for every card, only Pulsar Money Card is confirmed in United Kingdom, EU / EEA and UAE.
  • OrbitX Card is non-custodial; Pulsar Money Card is not published.

Want the answer for your own spending, or the next tier up of each? See what each keeps you a year or pick tiers and add a third card.

Side by side

Detail
OrbitX Card
Pulsar Money Card
G2M score
43
56 (better)
Base cashback
Not published
0.5%
Max cashback
Not published
2%
Paid in
Not published
Pulsar Points (USDC refunds)
Annual fee
$12
Free (better)
FX fee
2%
1% (better)
Top-up fee
0%
0%
Per-purchase fee
$0.20
None listed
ATM
Physical card only, not available yet: the ATM's own fee + 2% + $2; limit $500 on Neo, $1,000 on Lux
Free up to $200 a month, then 2%
Network
Visa
Visa
Card type
Varies by region
Debit
Custody
Non-custodial
Not published
Sign-up bonus (G2M link)
None published
None published
No ID check
ID needed or not stated
ID needed or not stated
Formats
virtual
virtual
Apple / Google Pay
Yes / Yes
Yes / Yes
India
Unclear
No
UAE
Unclear
Yes
United States
Unclear
No
United Kingdom
Unclear
Yes
EU / EEA
Unclear
Yes
Countries
No published country list. OrbitX focuses on Latin America, East Asia, Africa and the Middle East. The international card is not for US citizens; a separate US card agreement exists.
73
Bank account (IBAN or account number)
In your name
In your name
Send money to a bank account
9 currencies
2 currencies
Buy and sell crypto with fiat
Buy and sell
Buy and sell
Spend against crypto without selling
Not confirmed
Not confirmed
Yield on your balance
Yes
Yes
Tiers
Neo · Lux
Free · Pro
Perks
Named bank accounts in 9 currencies: USD, EUR, GBP, AED, NGN, BRL, MXN, COP, PHP · Send money to 100+ countries in your own name · Yield on USDC through on-chain strategies · Funds on Base and Polygon; Solana and Tron coming · Visa Platinum
USD and EUR account details in your name · About 5.2% APY on stablecoins through DeFi vaults (variable, capital at risk) · Pro: double points at ChatGPT, Claude, X, Uber and Bolt, partner offers, no Invest fees · 4% on subscriptions · Double points at ChatGPT, Claude, X, Uber and Bolt

Highlighted values are the better of the two. “Not published” means the issuer does not state it. Card data last checked 12 Nov 2026; see each card's review for its sources.

Questions

Which is better, OrbitX Card or Pulsar Money Card?

Pulsar Money Card scores higher on the G2M score: 56/100 against 43/100 (#24 and #34 of 39 cards). Pick OrbitX Card for control of your funds; pick Pulsar Money Card for cashback, a lower annual fee, a lower FX fee and more countries. The better card for you depends on where you live and how you spend; the G2M calculator works it out for your own spending.

Which has lower fees, OrbitX Card or Pulsar Money Card?

Pulsar Money Card has no annual fee; OrbitX Card costs $12 a year. Pulsar Money Card charges less on foreign currency: a 1% FX fee against 2%.

Which pays more cashback, OrbitX Card or Pulsar Money Card?

Pulsar Money Card pays 0.5% cashback on its entry tier; OrbitX Card does not publish a rate. Higher tiers go up to 2% on Pulsar Money Card.

Which works in more countries, OrbitX Card or Pulsar Money Card?

Pulsar Money Card lists 73 countries where it works; OrbitX Card does not publish a full country list. Of the markets we check for every card, only Pulsar Money Card is confirmed in United Kingdom, EU / EEA and UAE.

Who holds my funds with OrbitX Card and Pulsar Money Card?

OrbitX Card is non-custodial; Pulsar Money Card is not published.

More comparisons

Scores use the same rules for every card (how the score works). Referral links never change a score or rank. Not financial advice.