[ head to head ]

Laso Finance Card vs PEXX Card

PEXX Card scores higher on the G2M score: 62/100 against 26/100 (#19 and #38 of 39 cards). PEXX Card also comes out ahead on cashback, a lower FX fee and more countries.

Laso Finance Card26

#38 of 39 · 0% back · annual fee none

Get Laso Finance Read the review

PEXX Card62

#19 of 39 · 1% back · annual fee none

Get PEXX Read the review

The short answer

PEXX Card scores higher on the G2M score: 62/100 against 26/100 (#19 and #38 of 39 cards).
PEXX Card pays more cashback on its entry tier: 1% against 0%.
Neither card has an annual fee.
PEXX Card charges less on foreign currency: a 1.2% FX fee against 2%.
PEXX Card lists 68 countries where it works; Laso Finance Card does not publish a full country list (1 confirmed so far). Of the markets we check for every card, only Laso Finance Card is confirmed in United States, and only PEXX Card is confirmed in United Kingdom, EU / EEA and UAE.
Both are custodial.

Want the answer for your own spending, or the next tier up of each? See what each keeps you a year or pick tiers and add a third card.

Side by side

Laso Finance Card

PEXX Card

G2M score

Base cashback

Max cashback

Not published

Paid in

Not published

PEXX Points

Annual fee

Free

FX fee

1.2%

Top-up fee

3.8%

Per-purchase fee

None listed

0.6%

ATM

Not published

Network

Visa

Visa / Mastercard

Card type

Prepaid

Debit

Custody

Custodial

Sign-up bonus (G2M link)

None published

No ID check

Yes: US and international cards

ID needed or not stated

Formats

virtual

virtual, physical

Apple / Google Pay

? / Yes

Yes / Yes

India

Unclear

UAE

Unclear

Yes

United States

Yes

United Kingdom

Unclear

Yes

EU / EEA

Unclear

Yes

Countries

US card for US merchants; international card for merchants worldwide, no published country list

Bank account (IBAN or account number)

Not confirmed

In your name

Send money to a bank account

Not confirmed

17 currencies

Buy and sell crypto with fiat

Sell only

Buy and sell

Spend against crypto without selling

Not confirmed

Yield on your balance

Not confirmed

Yes

Tiers

International card · US card · Reloadable card

PEXX Card

Perks

No ID check for the US and international cards · Cards issued in seconds · Gift cards for 3,000+ brands; Venmo, PayPal and debit card payouts · AI agents can order cards through its API · Works with merchants worldwide

PEXX Earn: up to 4% APY on USD, USDT and USDC (tokenised US Treasuries) · USD account with routing and account number · Points convert to HeyMax Max Miles · QR payments in Indonesia, Malaysia, Singapore, Vietnam and the Philippines

Highlighted values are the better of the two. “Not published” means the issuer does not state it. Card data last checked 31 Oct 2026; see each card's review for its sources.

Questions

Which is better, Laso Finance Card or PEXX Card?

PEXX Card scores higher on the G2M score: 62/100 against 26/100 (#19 and #38 of 39 cards). PEXX Card also comes out ahead on cashback, a lower FX fee and more countries. The better card for you depends on where you live and how you spend; the G2M calculator works it out for your own spending.

Which has lower fees, Laso Finance Card or PEXX Card?

Neither card has an annual fee. PEXX Card charges less on foreign currency: a 1.2% FX fee against 2%.

Which pays more cashback, Laso Finance Card or PEXX Card?

PEXX Card pays more cashback on its entry tier: 1% against 0%.

Which works in more countries, Laso Finance Card or PEXX Card?

PEXX Card lists 68 countries where it works; Laso Finance Card does not publish a full country list (1 confirmed so far). Of the markets we check for every card, only Laso Finance Card is confirmed in United States, and only PEXX Card is confirmed in United Kingdom, EU / EEA and UAE.

Who holds my funds with Laso Finance Card and PEXX Card?

Both are custodial.

More comparisons

Scores use the same rules for every card (how the score works). Referral links never change a score or rank. Not financial advice.