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Krak Card vs Pulsar Money Card

Krak Card scores higher on the G2M score: 64/100 against 56/100 (#14 and #24 of 39 cards). Pick Krak Card for control of your funds; pick Pulsar Money Card for more countries.

Krak Card64

#14 of 39 · 0.5% to 2% back · annual fee none

Get KrakenRead the review
Pulsar Money Card56

#24 of 39 · 0.5% to 2% back · annual fee none

Get Pulsar MoneyRead the review

The short answer

  • Krak Card scores higher on the G2M score: 64/100 against 56/100 (#14 and #24 of 39 cards).
  • Both pay 0.5% cashback on their entry tier. Higher tiers go up to 2% on Krak Card and 2% on Pulsar Money Card.
  • Neither card has an annual fee.
  • Both charge a 1% FX fee on foreign currency.
  • Pulsar Money Card is confirmed in more countries: 73 against 32. Of the markets we check for every card, only Krak Card is confirmed in United States, and only Pulsar Money Card is confirmed in UAE.
  • Krak Card is custodial; Pulsar Money Card is not published.

Want the answer for your own spending, or the next tier up of each? See what each keeps you a year or pick tiers and add a third card.

Side by side

Detail
Krak Card
Pulsar Money Card
G2M score
64 (better)
56
Base cashback
0.5%
0.5%
Max cashback
2%
2%
Paid in
Not published
Pulsar Points (USDC refunds)
Annual fee
Free
Free
FX fee
1%
1%
Top-up fee
0%
0%
Per-purchase fee
None listed
None listed
ATM
No Krak fee; the ATM's own fee may apply
Free up to $200 a month, then 2%
Network
Visa / Mastercard
Visa
Card type
Debit
Debit
Custody
Custodial
Not published
Sign-up bonus (G2M link)
None published
None published
No ID check
ID needed or not stated
ID needed or not stated
Formats
virtual, physical
virtual
Apple / Google Pay
Yes / Yes
Yes / Yes
India
No
No
UAE
No
Yes
United States
Yes
No
United Kingdom
Yes
Yes
EU / EEA
Yes
Yes
Countries
32
73
Bank account (IBAN or account number)
In your name
In your name
Send money to a bank account
3 currencies
2 currencies
Buy and sell crypto with fiat
Buy and sell
Buy and sell
Spend against crypto without selling
No
Not confirmed
Yield on your balance
Yes
Yes
Tiers
Lite (EEA, UK) · Pro (EEA, UK) · Elite (EEA, UK) · Max (EEA, UK) · Lite (US) · Pro (US) · Elite (US) · Max (US)
Free · Pro
Perks
—
USD and EUR account details in your name · About 5.2% APY on stablecoins through DeFi vaults (variable, capital at risk) · Pro: double points at ChatGPT, Claude, X, Uber and Bolt, partner offers, no Invest fees · 4% on subscriptions · Double points at ChatGPT, Claude, X, Uber and Bolt

Highlighted values are the better of the two. “Not published” means the issuer does not state it. Card data last checked 12 Nov 2026; see each card's review for its sources.

Questions

Which is better, Krak Card or Pulsar Money Card?

Krak Card scores higher on the G2M score: 64/100 against 56/100 (#14 and #24 of 39 cards). Pick Krak Card for control of your funds; pick Pulsar Money Card for more countries. The better card for you depends on where you live and how you spend; the G2M calculator works it out for your own spending.

Which has lower fees, Krak Card or Pulsar Money Card?

Neither card has an annual fee. Both charge a 1% FX fee on foreign currency.

Which pays more cashback, Krak Card or Pulsar Money Card?

Both pay 0.5% cashback on their entry tier. Higher tiers go up to 2% on Krak Card and 2% on Pulsar Money Card.

Which works in more countries, Krak Card or Pulsar Money Card?

Pulsar Money Card is confirmed in more countries: 73 against 32. Of the markets we check for every card, only Krak Card is confirmed in United States, and only Pulsar Money Card is confirmed in UAE.

Who holds my funds with Krak Card and Pulsar Money Card?

Krak Card is custodial; Pulsar Money Card is not published.

More comparisons

Scores use the same rules for every card (how the score works). Referral links never change a score or rank. Not financial advice.