Kolo Card vs Pulsar Money Card
Pulsar Money Card scores higher on the G2M score: 56/100 against 46/100 (#24 and #32 of 39 cards). Pick Kolo Card for cashback and control of your funds; pick Pulsar Money Card for a lower FX fee and more countries.
The short answer
- Pulsar Money Card scores higher on the G2M score: 56/100 against 46/100 (#24 and #32 of 39 cards).
- Kolo Card pays more cashback on its entry tier: 1% against 0.5%. Higher tiers go up to 2% on Kolo Card and 2% on Pulsar Money Card.
- Neither card has an annual fee.
- Pulsar Money Card charges less on foreign currency: a 1% FX fee against 1.4%.
- Pulsar Money Card lists 73 countries where it works; Kolo Card does not publish a full country list (3 confirmed so far). Of the markets we check for every card, only Pulsar Money Card is confirmed in EU / EEA.
- Kolo Card is non-custodial; Pulsar Money Card is not published.
Want the answer for your own spending, or the next tier up of each? See what each keeps you a year or pick tiers and add a third card.
Side by side
Highlighted values are the better of the two. “Not published” means the issuer does not state it. Card data last checked 25 Oct 2026; see each card's review for its sources.
Questions
Which is better, Kolo Card or Pulsar Money Card?
Pulsar Money Card scores higher on the G2M score: 56/100 against 46/100 (#24 and #32 of 39 cards). Pick Kolo Card for cashback and control of your funds; pick Pulsar Money Card for a lower FX fee and more countries. The better card for you depends on where you live and how you spend; the G2M calculator works it out for your own spending.
Which has lower fees, Kolo Card or Pulsar Money Card?
Neither card has an annual fee. Pulsar Money Card charges less on foreign currency: a 1% FX fee against 1.4%.
Which pays more cashback, Kolo Card or Pulsar Money Card?
Kolo Card pays more cashback on its entry tier: 1% against 0.5%. Higher tiers go up to 2% on Kolo Card and 2% on Pulsar Money Card.
Which works in more countries, Kolo Card or Pulsar Money Card?
Pulsar Money Card lists 73 countries where it works; Kolo Card does not publish a full country list (3 confirmed so far). Of the markets we check for every card, only Pulsar Money Card is confirmed in EU / EEA.
Who holds my funds with Kolo Card and Pulsar Money Card?
Kolo Card is non-custodial; Pulsar Money Card is not published.
More comparisons
Scores use the same rules for every card (how the score works). Referral links never change a score or rank. Not financial advice.