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Bleap Card vs Kolo Card

Bleap Card scores higher on the G2M score: 75/100 against 46/100 (#3 and #25 of 26 cards). Bleap Card also comes out ahead on a lower FX fee and more countries.

Bleap Card75

#3 of 26 · 1% to 20% back · annual fee none

Get BleapRead the review
Kolo Card46

#25 of 26 · 1% to 2% back · annual fee none

Get KoloRead the review

The short answer

  • Bleap Card scores higher on the G2M score: 75/100 against 46/100 (#3 and #25 of 26 cards).
  • Both pay 1% cashback on their entry tier. Higher tiers go up to 20% on Bleap Card and 2% on Kolo Card.
  • Neither card has an annual fee.
  • Bleap Card charges less on foreign currency: a 0% FX fee against 1.4%.
  • Bleap Card lists 31 countries where it works; Kolo Card does not publish a full country list (3 confirmed so far). Of the markets we check for every card, only Bleap Card is confirmed in EU / EEA, and only Kolo Card is confirmed in United Kingdom and UAE.
  • Both are self-custodial.

Want the answer for your own spending, or the next tier up of each? See what each keeps you a year or pick tiers and add a third card.

Side by side

Detail
Bleap Card
Kolo Card
G2M score
75 (better)
46
Base cashback
1%
1%
Max cashback
20% (better)
2%
Paid in
USDC
BTC, daily
Annual fee
Free
Free
FX fee
0% (better)
1.4%
Top-up fee
0%
0%
Per-purchase fee
None listed
1%
ATM
Free up to €400 a month, then 2%
USD card only: $1 + 0.65%, up to $500 a withdrawal and 3 a day, at contactless ATMs. No ATM access on the EUR card.
Network
Mastercard
Visa
Card type
Debit
Debit
Custody
Self-custodial
Self-custodial
Formats
virtual, physical
virtual
Apple / Google Pay
Yes / Yes
Yes / Yes
India
No
Unclear
UAE
No
Yes
United States
No
Unclear
United Kingdom
No
Yes
EU / EEA
Yes
Unclear
Countries
EEA, with some Latin American markets
60
Bank account (IBAN or account number)
In your name
No
Send money to a bank account
3 currencies
1 currency
Buy and sell crypto with fiat
Buy and sell
Sell only
Spend against crypto without selling
No
No
Yield on your balance
Yes
No
Tiers
Standard
Kolo Card
Perks
Category cashback · Free ATM up to €400 a month
Visa Platinum benefits, claimed through Visa · Send crypto to any SEPA bank account · 2% for the first 30 days

Highlighted values are the better of the two. “Not published” means the issuer does not state it. Card data last checked 25 Oct 2026; see each card's review for its sources.

Questions

Which is better, Bleap Card or Kolo Card?

Bleap Card scores higher on the G2M score: 75/100 against 46/100 (#3 and #25 of 26 cards). Bleap Card also comes out ahead on a lower FX fee and more countries. The better card for you depends on where you live and how you spend; the G2M calculator works it out for your own spending.

Which has lower fees, Bleap Card or Kolo Card?

Neither card has an annual fee. Bleap Card charges less on foreign currency: a 0% FX fee against 1.4%.

Which pays more cashback, Bleap Card or Kolo Card?

Both pay 1% cashback on their entry tier. Higher tiers go up to 20% on Bleap Card and 2% on Kolo Card.

Which works in more countries, Bleap Card or Kolo Card?

Bleap Card lists 31 countries where it works; Kolo Card does not publish a full country list (3 confirmed so far). Of the markets we check for every card, only Bleap Card is confirmed in EU / EEA, and only Kolo Card is confirmed in United Kingdom and UAE.

Who holds my funds with Bleap Card and Kolo Card?

Both are self-custodial.

More comparisons

Scores use the same rules for every card (how the score works). Referral links never change a score or rank. Not financial advice.