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Kolo Card vs MetaMask Card

MetaMask Card scores higher on the G2M score: 70/100 against 46/100 (#6 and #25 of 26 cards). MetaMask Card also comes out ahead on a lower FX fee and more countries.

Kolo Card46

#25 of 26 · 1% to 2% back · annual fee none

Get KoloRead the review
MetaMask Card70

#6 of 26 · 1% back · annual fee none

Get MetaMaskRead the review

The short answer

  • MetaMask Card scores higher on the G2M score: 70/100 against 46/100 (#6 and #25 of 26 cards).
  • Both pay 1% cashback on their entry tier. Higher tiers go up to 2% on Kolo Card.
  • Neither card has an annual fee.
  • MetaMask Card charges less on foreign currency: a 1% FX fee against 1.4%.
  • MetaMask Card lists 53 countries where it works; Kolo Card does not publish a full country list (3 confirmed so far). Of the markets we check for every card, only Kolo Card is confirmed in United Kingdom and UAE, and only MetaMask Card is confirmed in EU / EEA.
  • Both are self-custodial.

Want the answer for your own spending, or the next tier up of each? See what each keeps you a year or pick tiers and add a third card.

Side by side

Detail
Kolo Card
MetaMask Card
G2M score
46
70 (better)
Base cashback
1%
1%
Max cashback
2% (better)
1%
Paid in
BTC, daily
Not published
Annual fee
Free
Free
FX fee
1.4%
1% (better)
Top-up fee
0%
0%
Per-purchase fee
1%
None listed
ATM
USD card only: $1 + 0.65%, up to $500 a withdrawal and 3 a day, at contactless ATMs. No ATM access on the EUR card.
2%; Metal: free up to $1,200 a month
Network
Visa
Mastercard
Card type
Debit
Debit
Custody
Self-custodial
Self-custodial
Formats
virtual
virtual, physical, metal
Apple / Google Pay
Yes / Yes
Yes / Yes
India
Unclear
No
UAE
Yes
No
United States
Unclear
No
United Kingdom
Yes
No
EU / EEA
Unclear
Yes
Countries
60
53
Bank account (IBAN or account number)
No
No
Send money to a bank account
1 currency
3 currencies
Buy and sell crypto with fiat
Sell only
Buy and sell
Spend against crypto without selling
No
No
Yield on your balance
No
Yes
Tiers
Kolo Card
Virtual · Metal
Perks
Visa Platinum benefits, claimed through Visa · Send crypto to any SEPA bank account · 2% for the first 30 days
Works on Base, Linea, Monad and Solana · Free ATM withdrawals up to $1,200 a month · Physical metal card

Highlighted values are the better of the two. “Not published” means the issuer does not state it. Card data last checked 25 Oct 2026; see each card's review for its sources.

Questions

Which is better, Kolo Card or MetaMask Card?

MetaMask Card scores higher on the G2M score: 70/100 against 46/100 (#6 and #25 of 26 cards). MetaMask Card also comes out ahead on a lower FX fee and more countries. The better card for you depends on where you live and how you spend; the G2M calculator works it out for your own spending.

Which has lower fees, Kolo Card or MetaMask Card?

Neither card has an annual fee. MetaMask Card charges less on foreign currency: a 1% FX fee against 1.4%.

Which pays more cashback, Kolo Card or MetaMask Card?

Both pay 1% cashback on their entry tier. Higher tiers go up to 2% on Kolo Card.

Which works in more countries, Kolo Card or MetaMask Card?

MetaMask Card lists 53 countries where it works; Kolo Card does not publish a full country list (3 confirmed so far). Of the markets we check for every card, only Kolo Card is confirmed in United Kingdom and UAE, and only MetaMask Card is confirmed in EU / EEA.

Who holds my funds with Kolo Card and MetaMask Card?

Both are self-custodial.

More comparisons

Scores use the same rules for every card (how the score works). Referral links never change a score or rank. Not financial advice.