Jupiter Card vs Kolo Card
Jupiter Card scores higher on the G2M score: 73/100 against 46/100 (#5 and #25 of 26 cards). Pick Jupiter Card for cashback, a lower FX fee and more countries; pick Kolo Card for control of your funds.
The short answer
- Jupiter Card scores higher on the G2M score: 73/100 against 46/100 (#5 and #25 of 26 cards).
- Jupiter Card pays more cashback on its entry tier: 2% against 1%. Higher tiers go up to 4% on Jupiter Card and 2% on Kolo Card.
- Neither card has an annual fee.
- Jupiter Card charges less on foreign currency: a 1% FX fee against 1.4%.
- Jupiter Card is confirmed in more countries: 51 against 3, though neither publishes a full list. Of the markets we check for every card, only Jupiter Card is confirmed in United States, and only Kolo Card is confirmed in United Kingdom.
- Jupiter Card is custodial; Kolo Card is self-custodial.
Want the answer for your own spending, or the next tier up of each? See what each keeps you a year or pick tiers and add a third card.
Side by side
Highlighted values are the better of the two. “Not published” means the issuer does not state it. Card data last checked 25 Oct 2026; see each card's review for its sources.
Questions
Which is better, Jupiter Card or Kolo Card?
Jupiter Card scores higher on the G2M score: 73/100 against 46/100 (#5 and #25 of 26 cards). Pick Jupiter Card for cashback, a lower FX fee and more countries; pick Kolo Card for control of your funds. The better card for you depends on where you live and how you spend; the G2M calculator works it out for your own spending.
Which has lower fees, Jupiter Card or Kolo Card?
Neither card has an annual fee. Jupiter Card charges less on foreign currency: a 1% FX fee against 1.4%.
Which pays more cashback, Jupiter Card or Kolo Card?
Jupiter Card pays more cashback on its entry tier: 2% against 1%. Higher tiers go up to 4% on Jupiter Card and 2% on Kolo Card.
Which works in more countries, Jupiter Card or Kolo Card?
Jupiter Card is confirmed in more countries: 51 against 3, though neither publishes a full list. Of the markets we check for every card, only Jupiter Card is confirmed in United States, and only Kolo Card is confirmed in United Kingdom.
Who holds my funds with Jupiter Card and Kolo Card?
Jupiter Card is custodial; Kolo Card is self-custodial.
More comparisons
Scores use the same rules for every card (how the score works). Referral links never change a score or rank. Not financial advice.