[ head to head ]

Hyperbeat Pay Card vs Tria Card

Tria Card scores higher on the G2M score: 69/100 against 22/100 (#8 and #36 of 36 cards). Tria Card also comes out ahead on cashback and more countries.

Hyperbeat Pay Card22

#36 of 36 · 0.2% to 12% back · annual fee Not published

Get Hyperbeat Read the review

Tria Card69

#8 of 36 · 1.5% to 6% back · annual fee $20

Get Tria Read the review

The short answer

Tria Card scores higher on the G2M score: 69/100 against 22/100 (#8 and #36 of 36 cards).
Tria Card pays more cashback on its entry tier: 1.5% against 0.2%. Higher tiers go up to 12% on Hyperbeat Pay Card and 6% on Tria Card.
Tria Card costs $20 a year; Hyperbeat Pay Card does not publish its annual fee.
Tria Card charges 0% on foreign currency; Hyperbeat Pay Card does not publish its FX fee.
Tria Card lists 229 countries where it works; Hyperbeat Pay Card does not publish a full country list (1 confirmed so far). Of the markets we check for every card, only Tria Card is confirmed in United Kingdom, EU / EEA and UAE.
Both are non-custodial.

Want the answer for your own spending, or the next tier up of each? See what each keeps you a year or pick tiers and add a third card.

Side by side

Hyperbeat Pay Card

Tria Card

G2M score

Base cashback

0.2%

1.5%

Max cashback

12%

Paid in

WHYPE

Not published

Annual fee

Not published

$20

FX fee

Not published

Top-up fee

Not published

Per-purchase fee

None listed

ATM

Not published

Pro and Max: up to $750 a day, fee not published. No ATM access on Lite.

Network

Visa

Card type

Varies by region

Spend

Custody

Non-custodial

Sign-up bonus (G2M link)

None published

$10 when you sign up and activate your Tria card

No ID check

ID needed or not stated

Formats

virtual

virtual, physical, metal

Apple / Google Pay

? / ?

Yes / Yes

India

Unclear

UAE

Unclear

Yes

United States

Yes

United Kingdom

Unclear

Yes

EU / EEA

Unclear

Yes

Countries

Worldwide except sanctioned countries (Cuba, Iran, North Korea, Sudan, Syria) and Ontario, Canada; US residents under a separate US card agreement; no full country list

229

Bank account (IBAN or account number)

Not confirmed

Send money to a bank account

Not confirmed

Buy and sell crypto with fiat

Buy and sell

Spend against crypto without selling

Yes

Yield on your balance

Yes

Tiers

Everyday · All boosters · Trader $1M · Trader $5M

Lite · Pro · Max

Perks

Credit Mode: spend against BTC, ETH, SOL or HYPE without selling · Savings, trading and card in one non-custodial account · Virtual card now, physical card waitlist · Four boosters add 0.2% each: hold $1,000 or $10,000, spend $1,000 or $10,000 in 30 days

Price protection up to $2,000 · Purchase protection up to $10,000 · Spend up to $1M a day on Pro and Max · Virtual Visa Platinum card · 1.5% with no cap on Tria Travel (hotels, rentals; not flights)

Highlighted values are the better of the two. “Not published” means the issuer does not state it. Card data last checked 25 Oct 2026; see each card's review for its sources.

Questions

Which is better, Hyperbeat Pay Card or Tria Card?

Tria Card scores higher on the G2M score: 69/100 against 22/100 (#8 and #36 of 36 cards). Tria Card also comes out ahead on cashback and more countries. The better card for you depends on where you live and how you spend; the G2M calculator works it out for your own spending.

Which has lower fees, Hyperbeat Pay Card or Tria Card?

Tria Card costs $20 a year; Hyperbeat Pay Card does not publish its annual fee. Tria Card charges 0% on foreign currency; Hyperbeat Pay Card does not publish its FX fee.

Which pays more cashback, Hyperbeat Pay Card or Tria Card?

Tria Card pays more cashback on its entry tier: 1.5% against 0.2%. Higher tiers go up to 12% on Hyperbeat Pay Card and 6% on Tria Card.

Which works in more countries, Hyperbeat Pay Card or Tria Card?

Tria Card lists 229 countries where it works; Hyperbeat Pay Card does not publish a full country list (1 confirmed so far). Of the markets we check for every card, only Tria Card is confirmed in United Kingdom, EU / EEA and UAE.

Who holds my funds with Hyperbeat Pay Card and Tria Card?

Both are non-custodial.

More comparisons

Scores use the same rules for every card (how the score works). Referral links never change a score or rank. Not financial advice.