Hyperbeat Pay Card vs Wirex One Card
Wirex One Card scores higher on the G2M score: 74/100 against 22/100 (#5 and #36 of 36 cards). Wirex One Card also comes out ahead on cashback and more countries.
#36 of 36 · 0.2% to 12% back · annual fee Not published
The short answer
- Wirex One Card scores higher on the G2M score: 74/100 against 22/100 (#5 and #36 of 36 cards).
- Wirex One Card pays more cashback on its entry tier: 0.5% against 0.2%. Higher tiers go up to 12% on Hyperbeat Pay Card and 8% on Wirex One Card.
- Wirex One Card has no annual fee; Hyperbeat Pay Card does not publish its annual fee.
- Wirex One Card charges 0% on foreign currency; Hyperbeat Pay Card does not publish its FX fee.
- Wirex One Card lists 73 countries where it works; Hyperbeat Pay Card does not publish a full country list (1 confirmed so far). Of the markets we check for every card, only Hyperbeat Pay Card is confirmed in United States, and only Wirex One Card is confirmed in United Kingdom, EU / EEA and UAE.
- Both are non-custodial.
Want the answer for your own spending, or the next tier up of each? See what each keeps you a year or pick tiers and add a third card.
Side by side
Highlighted values are the better of the two. “Not published” means the issuer does not state it. Card data last checked 25 Oct 2026; see each card's review for its sources.
Questions
Which is better, Hyperbeat Pay Card or Wirex One Card?
Wirex One Card scores higher on the G2M score: 74/100 against 22/100 (#5 and #36 of 36 cards). Wirex One Card also comes out ahead on cashback and more countries. The better card for you depends on where you live and how you spend; the G2M calculator works it out for your own spending.
Which has lower fees, Hyperbeat Pay Card or Wirex One Card?
Wirex One Card has no annual fee; Hyperbeat Pay Card does not publish its annual fee. Wirex One Card charges 0% on foreign currency; Hyperbeat Pay Card does not publish its FX fee.
Which pays more cashback, Hyperbeat Pay Card or Wirex One Card?
Wirex One Card pays more cashback on its entry tier: 0.5% against 0.2%. Higher tiers go up to 12% on Hyperbeat Pay Card and 8% on Wirex One Card.
Which works in more countries, Hyperbeat Pay Card or Wirex One Card?
Wirex One Card lists 73 countries where it works; Hyperbeat Pay Card does not publish a full country list (1 confirmed so far). Of the markets we check for every card, only Hyperbeat Pay Card is confirmed in United States, and only Wirex One Card is confirmed in United Kingdom, EU / EEA and UAE.
Who holds my funds with Hyperbeat Pay Card and Wirex One Card?
Both are non-custodial.
More comparisons
Scores use the same rules for every card (how the score works). Referral links never change a score or rank. Not financial advice.