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COCA Card vs OrbitX Card

COCA Card scores higher on the G2M score: 69/100 against 43/100 (#9 and #32 of 37 cards). COCA Card also comes out ahead on cashback, a lower annual fee and more countries.

COCA Card69

#9 of 37 · 1% to 8% back · annual fee none

Get COCARead the review
OrbitX Card43

#32 of 37 · Not published back · annual fee $12

Get OrbitXRead the review

The short answer

  • COCA Card scores higher on the G2M score: 69/100 against 43/100 (#9 and #32 of 37 cards).
  • COCA Card pays 1% cashback on its entry tier; OrbitX Card does not publish a rate. Higher tiers go up to 8% on COCA Card.
  • COCA Card has no annual fee; OrbitX Card costs $12 a year.
  • Both charge a 2% FX fee on foreign currency.
  • COCA Card lists 73 countries where it works; OrbitX Card does not publish a full country list. Of the markets we check for every card, only COCA Card is confirmed in United Kingdom, EU / EEA and UAE.
  • Both are non-custodial.

Want the answer for your own spending, or the next tier up of each? See what each keeps you a year or pick tiers and add a third card.

Side by side

Detail
COCA Card
OrbitX Card
G2M score
69 (better)
43
Base cashback
1%
Not published
Max cashback
8%
Not published
Paid in
Stablecoins, monthly
Not published
Annual fee
Free (better)
$12
FX fee
2%
2%
Top-up fee
0%
0%
Per-purchase fee
None listed
$0.20
ATM
Free up to $250 a month, then 2%
Physical card only, not available yet: the ATM's own fee + 2% + $2; limit $500 on Neo, $1,000 on Lux
Network
Visa
Visa
Card type
Debit
Varies by region
Custody
Non-custodial
Non-custodial
Sign-up bonus (G2M link)
8% cashback on your first 3 eligible card purchases, if you register in November 2026, complete KYC, fund the card and buy by 30 Nov 2026. No code needed
None published
No ID check
ID needed or not stated
ID needed or not stated
Formats
virtual, physical
virtual
Apple / Google Pay
Yes / Yes
Yes / Yes
India
No
Unclear
UAE
Yes
Unclear
United States
No
Unclear
United Kingdom
Yes
Unclear
EU / EEA
Yes
Unclear
Countries
73
No published country list. OrbitX focuses on Latin America, East Asia, Africa and the Middle East. The international card is not for US citizens; a separate US card agreement exists.
Bank account (IBAN or account number)
In your name
In your name
Send money to a bank account
1 currency
9 currencies
Buy and sell crypto with fiat
Buy and sell
Buy and sell
Spend against crypto without selling
No
Not confirmed
Yield on your balance
Yes
Yes
Tiers
Starter · Standard · Standard+ · Premium · Premium+ · Elite
Neo · Lux
Perks
Yield on your card balance (variable) · Claim up to $15 a month · 50% back on 1 subscription · Claim up to $25 a month · 50% back on 2 subscriptions
Named bank accounts in 9 currencies: USD, EUR, GBP, AED, NGN, BRL, MXN, COP, PHP · Send money to 100+ countries in your own name · Yield on USDC through on-chain strategies · Funds on Base and Polygon; Solana and Tron coming · Visa Platinum

Highlighted values are the better of the two. “Not published” means the issuer does not state it. Card data last checked 12 Nov 2026; see each card's review for its sources.

Questions

Which is better, COCA Card or OrbitX Card?

COCA Card scores higher on the G2M score: 69/100 against 43/100 (#9 and #32 of 37 cards). COCA Card also comes out ahead on cashback, a lower annual fee and more countries. The better card for you depends on where you live and how you spend; the G2M calculator works it out for your own spending.

Which has lower fees, COCA Card or OrbitX Card?

COCA Card has no annual fee; OrbitX Card costs $12 a year. Both charge a 2% FX fee on foreign currency.

Which pays more cashback, COCA Card or OrbitX Card?

COCA Card pays 1% cashback on its entry tier; OrbitX Card does not publish a rate. Higher tiers go up to 8% on COCA Card.

Which works in more countries, COCA Card or OrbitX Card?

COCA Card lists 73 countries where it works; OrbitX Card does not publish a full country list. Of the markets we check for every card, only COCA Card is confirmed in United Kingdom, EU / EEA and UAE.

Who holds my funds with COCA Card and OrbitX Card?

Both are non-custodial.

More comparisons

Scores use the same rules for every card (how the score works). Referral links never change a score or rank. Not financial advice.