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PEXX Card vs RedotPay Card

PEXX Card scores higher on the G2M score: 62/100 against 54/100 (#19 and #25 of 39 cards). Pick PEXX Card for cashback; pick RedotPay Card for more countries.

PEXX Card62

#19 of 39 · 1% back · annual fee none

Get PEXXRead the review
RedotPay Card54

#25 of 39 · Not published back · annual fee none

Get RedotPayRead the review

The short answer

  • PEXX Card scores higher on the G2M score: 62/100 against 54/100 (#19 and #25 of 39 cards).
  • PEXX Card pays 1% cashback on its entry tier; RedotPay Card does not publish a rate.
  • Neither card has an annual fee.
  • Both charge a 1.2% FX fee on foreign currency.
  • PEXX Card lists 68 countries where it works; RedotPay Card does not publish a full country list (200 confirmed so far).
  • Both are custodial.

Want the answer for your own spending, or the next tier up of each? See what each keeps you a year or pick tiers and add a third card.

Side by side

Detail
PEXX Card
RedotPay Card
G2M score
62 (better)
54
Base cashback
1%
Not published
Max cashback
1%
Not published
Paid in
PEXX Points
Points
Annual fee
Free
Free
FX fee
1.2%
1.2%
Top-up fee
0%
0%
Per-purchase fee
0.6%
1% + $0.20 at or under $1, first 5 a month free
ATM
Not published
USD card: 2% up to $10,000 a month, 3% above. HKD card: 2%. Up to 3 a day and 30 a month ($3,750 a day, $50,000 a month on the USD card)
Network
Visa / Mastercard
Visa
Card type
Debit
Prepaid
Custody
Custodial
Custodial
Sign-up bonus (G2M link)
None published
5 USDs welcome reward for new users: spending credit for card purchases, valid 30 days, not usable for the card fee
No ID check
ID needed or not stated
ID needed or not stated
Formats
virtual, physical
virtual, physical
Apple / Google Pay
Yes / Yes
Yes / ?
India
No
No
UAE
Yes
Yes
United States
No
No
United Kingdom
Yes
Yes
EU / EEA
Yes
Yes
Countries
68
201
Bank account (IBAN or account number)
In your name
In your name
Send money to a bank account
17 currencies
6 currencies
Buy and sell crypto with fiat
Buy and sell
Buy and sell
Spend against crypto without selling
Not confirmed
Yes
Yield on your balance
Yes
Yes
Tiers
PEXX Card
Virtual card · Physical card
Perks
PEXX Earn: up to 4% APY on USD, USDT and USDC (tokenised US Treasuries) · USD account with routing and account number · Points convert to HeyMax Max Miles · QR payments in Indonesia, Malaysia, Singapore, Vietnam and the Philippines
Points rewards

Highlighted values are the better of the two. “Not published” means the issuer does not state it. Card data last checked 13 Nov 2026; see each card's review for its sources.

Questions

Which is better, PEXX Card or RedotPay Card?

PEXX Card scores higher on the G2M score: 62/100 against 54/100 (#19 and #25 of 39 cards). Pick PEXX Card for cashback; pick RedotPay Card for more countries. The better card for you depends on where you live and how you spend; the G2M calculator works it out for your own spending.

Which has lower fees, PEXX Card or RedotPay Card?

Neither card has an annual fee. Both charge a 1.2% FX fee on foreign currency.

Which pays more cashback, PEXX Card or RedotPay Card?

PEXX Card pays 1% cashback on its entry tier; RedotPay Card does not publish a rate.

Which works in more countries, PEXX Card or RedotPay Card?

PEXX Card lists 68 countries where it works; RedotPay Card does not publish a full country list (200 confirmed so far).

Who holds my funds with PEXX Card and RedotPay Card?

Both are custodial.

More comparisons

Scores use the same rules for every card (how the score works). Referral links never change a score or rank. Not financial advice.