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Ethena Pay vs RedotPay Card

Ethena Pay scores higher on the G2M score: 83/100 against 54/100 (#1 and #20 of 26 cards). Pick Ethena Pay for cashback, a lower FX fee and control of your funds; pick RedotPay Card for more countries.

Ethena Pay83

#1 of 26 · 4% to 5% back · annual fee none

Get EthenaRead the review
RedotPay Card54

#20 of 26 · Not published back · annual fee none

Get RedotPayRead the review

The short answer

  • Ethena Pay scores higher on the G2M score: 83/100 against 54/100 (#1 and #20 of 26 cards).
  • Ethena Pay pays 4% cashback on its entry tier; RedotPay Card does not publish a rate. Higher tiers go up to 5% on Ethena Pay.
  • Neither card has an annual fee.
  • Ethena Pay charges less on foreign currency: a 1% FX fee against 1.2%.
  • Ethena Pay lists 48 countries where it works; RedotPay Card does not publish a full country list (200 confirmed so far). Of the markets we check for every card, only RedotPay Card is confirmed in United Kingdom and EU / EEA.
  • Ethena Pay is self-custodial; RedotPay Card is custodial.

Want the answer for your own spending, or the next tier up of each? See what each keeps you a year or pick tiers and add a third card.

Side by side

Detail
Ethena Pay
RedotPay Card
G2M score
83 (better)
54
Base cashback
4%
Not published
Max cashback
5%
Not published
Paid in
AVAX, daily
Points
Annual fee
Free
Free
FX fee
1% (better)
1.2%
Top-up fee
0%
0%
Per-purchase fee
None listed
1% + $0.20 at or under $1, first 5 a month free
ATM
$1 + 0.65% per withdrawal
USD card: 2% up to $10,000 a month, 3% above. HKD card: 2%. Up to 3 a day and 30 a month ($3,750 a day, $50,000 a month on the USD card)
Network
Visa
Visa
Card type
Spend
Prepaid
Custody
Self-custodial
Custodial
Formats
virtual
virtual, physical
Apple / Google Pay
Yes / Yes
Yes / ?
India
No
No
UAE
Yes
Yes
United States
No
No
United Kingdom
No
Yes
EU / EEA
No
Yes
Countries
48
201
Bank account (IBAN or account number)
In your name
In your name
Send money to a bank account
Not confirmed
6 currencies
Buy and sell crypto with fiat
Buy and sell
Buy and sell
Spend against crypto without selling
No
Yes
Yield on your balance
Yes
Yes
Tiers
Standard · Pro · VIP
Virtual card · Physical card
Perks
Works on Arbitrum, Ethereum, Optimism and Polygon · 5% a year on your balance, up to $5,000, paid daily in USDe · 6% a year on your balance, up to $100,000, paid daily in USDe · 6% a year on your balance, up to $1,000,000, paid daily in USDe
Points rewards

Highlighted values are the better of the two. “Not published” means the issuer does not state it. Card data last checked 25 Oct 2026; see each card's review for its sources.

Questions

Which is better, Ethena Pay or RedotPay Card?

Ethena Pay scores higher on the G2M score: 83/100 against 54/100 (#1 and #20 of 26 cards). Pick Ethena Pay for cashback, a lower FX fee and control of your funds; pick RedotPay Card for more countries. The better card for you depends on where you live and how you spend; the G2M calculator works it out for your own spending.

Which has lower fees, Ethena Pay or RedotPay Card?

Neither card has an annual fee. Ethena Pay charges less on foreign currency: a 1% FX fee against 1.2%.

Which pays more cashback, Ethena Pay or RedotPay Card?

Ethena Pay pays 4% cashback on its entry tier; RedotPay Card does not publish a rate. Higher tiers go up to 5% on Ethena Pay.

Which works in more countries, Ethena Pay or RedotPay Card?

Ethena Pay lists 48 countries where it works; RedotPay Card does not publish a full country list (200 confirmed so far). Of the markets we check for every card, only RedotPay Card is confirmed in United Kingdom and EU / EEA.

Who holds my funds with Ethena Pay and RedotPay Card?

Ethena Pay is self-custodial; RedotPay Card is custodial.

More comparisons

Scores use the same rules for every card (how the score works). Referral links never change a score or rank. Not financial advice.