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RedotPay Card vs Wirex One Card

Wirex One Card scores higher on the G2M score: 74/100 against 54/100 (#4 and #20 of 26 cards). Pick RedotPay Card for more countries; pick Wirex One Card for cashback, a lower FX fee and control of your funds.

RedotPay Card54

#20 of 26 · Not published back · annual fee none

Get RedotPayRead the review
Wirex One Card74

#4 of 26 · 0.5% to 8% back · annual fee none

Get WirexRead the review

The short answer

  • Wirex One Card scores higher on the G2M score: 74/100 against 54/100 (#4 and #20 of 26 cards).
  • Wirex One Card pays 0.5% cashback on its entry tier; RedotPay Card does not publish a rate. Higher tiers go up to 8% on Wirex One Card.
  • Neither card has an annual fee.
  • Wirex One Card charges less on foreign currency: a 0% FX fee against 1.2%.
  • Wirex One Card lists 73 countries where it works; RedotPay Card does not publish a full country list (200 confirmed so far).
  • RedotPay Card is custodial; Wirex One Card is self-custodial.

Want the answer for your own spending, or the next tier up of each? See what each keeps you a year or pick tiers and add a third card.

Side by side

Detail
RedotPay Card
Wirex One Card
G2M score
54
74 (better)
Base cashback
Not published
0.5%
Max cashback
Not published
8%
Paid in
Points
USD
Annual fee
Free
Free
FX fee
1.2%
0% (better)
Top-up fee
0% (better)
0.08%
Per-purchase fee
1% + $0.20 at or under $1, first 5 a month free
None listed
ATM
USD card: 2% up to $10,000 a month, 3% above. HKD card: 2%. Up to 3 a day and 30 a month ($3,750 a day, $50,000 a month on the USD card)
Premium tier and above
Network
Visa
Visa
Card type
Prepaid
Debit
Custody
Custodial
Self-custodial
Formats
virtual, physical
virtual, physical
Apple / Google Pay
Yes / ?
Yes / Yes
India
No
No
UAE
Yes
Yes
United States
No
No
United Kingdom
Yes
Yes
EU / EEA
Yes
Yes
Countries
201
73
Bank account (IBAN or account number)
In your name
In your name
Send money to a bank account
6 currencies
3 currencies
Buy and sell crypto with fiat
Buy and sell
Buy and sell
Spend against crypto without selling
Yes
Yes
Yield on your balance
Yes
Yes
Tiers
Virtual card · Physical card
Base · Premium · Elite · Private · Bespoke
Perks
Points rewards
No locked funds required · AirRefund flight compensation · Up to 15% off SIXT · Visa Signature benefits

Highlighted values are the better of the two. “Not published” means the issuer does not state it. Card data last checked 25 Oct 2026; see each card's review for its sources.

Questions

Which is better, RedotPay Card or Wirex One Card?

Wirex One Card scores higher on the G2M score: 74/100 against 54/100 (#4 and #20 of 26 cards). Pick RedotPay Card for more countries; pick Wirex One Card for cashback, a lower FX fee and control of your funds. The better card for you depends on where you live and how you spend; the G2M calculator works it out for your own spending.

Which has lower fees, RedotPay Card or Wirex One Card?

Neither card has an annual fee. Wirex One Card charges less on foreign currency: a 0% FX fee against 1.2%.

Which pays more cashback, RedotPay Card or Wirex One Card?

Wirex One Card pays 0.5% cashback on its entry tier; RedotPay Card does not publish a rate. Higher tiers go up to 8% on Wirex One Card.

Which works in more countries, RedotPay Card or Wirex One Card?

Wirex One Card lists 73 countries where it works; RedotPay Card does not publish a full country list (200 confirmed so far).

Who holds my funds with RedotPay Card and Wirex One Card?

RedotPay Card is custodial; Wirex One Card is self-custodial.

More comparisons

Scores use the same rules for every card (how the score works). Referral links never change a score or rank. Not financial advice.