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PEXX Card vs Pionex Visa Card

PEXX Card scores higher on the G2M score: 62/100 against 49/100 (#19 and #29 of 39 cards). Pick PEXX Card for more countries; pick Pionex Visa Card for a lower FX fee.

PEXX Card62

#19 of 39 · 1% back · annual fee none

Get PEXXRead the review
Pionex Visa Card49

#29 of 39 · 1% back · annual fee none

Get PionexRead the review

The short answer

  • PEXX Card scores higher on the G2M score: 62/100 against 49/100 (#19 and #29 of 39 cards).
  • Both pay 1% cashback on their entry tier.
  • Neither card has an annual fee.
  • Pionex Visa Card charges less on foreign currency: a 0% FX fee against 1.2%.
  • PEXX Card lists 68 countries where it works; Pionex Visa Card does not publish a full country list. Of the markets we check for every card, only PEXX Card is confirmed in United Kingdom, EU / EEA and UAE.
  • Both are custodial.

Want the answer for your own spending, or the next tier up of each? See what each keeps you a year or pick tiers and add a third card.

Side by side

Detail
PEXX Card
Pionex Visa Card
G2M score
62 (better)
49
Base cashback
1%
1%
Max cashback
1%
1%
Paid in
PEXX Points
USDT
Annual fee
Free
Free
FX fee
1.2%
0% (better)
Top-up fee
0%
0%
Per-purchase fee
0.6%
1% + $0.20 at or under $5, first 1 a month free
ATM
Not published
2% (physical card only; physical cards are not open to new applicants)
Network
Visa / Mastercard
Visa
Card type
Debit
Debit
Custody
Custodial
Custodial
Sign-up bonus (G2M link)
None published
None published
No ID check
ID needed or not stated
ID needed or not stated
Formats
virtual, physical
virtual
Apple / Google Pay
Yes / Yes
Yes / Yes
India
No
Unclear
UAE
Yes
Unclear
United States
No
No
United Kingdom
Yes
No
EU / EEA
Yes
Unclear
Countries
68
Most countries; not the US, UK, Canada, France, the Netherlands, Japan, Singapore, Hong Kong or mainland China
Bank account (IBAN or account number)
In your name
No
Send money to a bank account
17 currencies
Not confirmed
Buy and sell crypto with fiat
Buy and sell
Buy only
Spend against crypto without selling
Not confirmed
Not confirmed
Yield on your balance
Yes
Yes
Tiers
PEXX Card
Visa
Perks
PEXX Earn: up to 4% APY on USD, USDT and USDC (tokenised US Treasuries) · USD account with routing and account number · Points convert to HeyMax Max Miles · QR payments in Indonesia, Malaysia, Singapore, Vietnam and the Philippines
5% a year on the card balance · Apple Pay and Google Pay · 5% a year on your card balance, paid hourly in USDT · Extra cashback at partner merchants through Pionex links

Highlighted values are the better of the two. “Not published” means the issuer does not state it. Card data last checked 28 Oct 2026; see each card's review for its sources.

Questions

Which is better, PEXX Card or Pionex Visa Card?

PEXX Card scores higher on the G2M score: 62/100 against 49/100 (#19 and #29 of 39 cards). Pick PEXX Card for more countries; pick Pionex Visa Card for a lower FX fee. The better card for you depends on where you live and how you spend; the G2M calculator works it out for your own spending.

Which has lower fees, PEXX Card or Pionex Visa Card?

Neither card has an annual fee. Pionex Visa Card charges less on foreign currency: a 0% FX fee against 1.2%.

Which pays more cashback, PEXX Card or Pionex Visa Card?

Both pay 1% cashback on their entry tier.

Which works in more countries, PEXX Card or Pionex Visa Card?

PEXX Card lists 68 countries where it works; Pionex Visa Card does not publish a full country list. Of the markets we check for every card, only PEXX Card is confirmed in United Kingdom, EU / EEA and UAE.

Who holds my funds with PEXX Card and Pionex Visa Card?

Both are custodial.

More comparisons

Scores use the same rules for every card (how the score works). Referral links never change a score or rank. Not financial advice.