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OrbitX Card vs XPlace Card

XPlace Card scores higher on the G2M score: 57/100 against 43/100 (#22 and #32 of 37 cards). XPlace Card also comes out ahead on cashback, a lower annual fee and more countries.

OrbitX Card43

#32 of 37 · Not published back · annual fee $12

Get OrbitXRead the review
XPlace Card57

#22 of 37 · 0.5% to 2% back · annual fee none

Get XPlaceRead the review

The short answer

  • XPlace Card scores higher on the G2M score: 57/100 against 43/100 (#22 and #32 of 37 cards).
  • XPlace Card pays 0.5% cashback on its entry tier; OrbitX Card does not publish a rate. Higher tiers go up to 2% on XPlace Card.
  • XPlace Card has no annual fee; OrbitX Card costs $12 a year.
  • OrbitX Card charges 2% on foreign currency; XPlace Card does not publish its FX fee.
  • XPlace Card is confirmed in more countries: 233 against 0, though neither publishes a full list. Of the markets we check for every card, only XPlace Card is confirmed in United States, United Kingdom, EU / EEA and UAE.
  • Both are non-custodial.

Want the answer for your own spending, or the next tier up of each? See what each keeps you a year or pick tiers and add a third card.

Side by side

Detail
OrbitX Card
XPlace Card
G2M score
43
57 (better)
Base cashback
Not published
0.5%
Max cashback
Not published
2%
Paid in
Not published
USDC
Annual fee
$12
Free (better)
FX fee
2%
Not published
Top-up fee
0%
0%
Per-purchase fee
$0.20
None listed
ATM
Physical card only, not available yet: the ATM's own fee + 2% + $2; limit $500 on Neo, $1,000 on Lux
Not published
Network
Visa
Visa
Card type
Varies by region
Varies by region
Custody
Non-custodial
Non-custodial
Sign-up bonus (G2M link)
None published
$5 to $250 in Bitcoin, Solana or Ethereum (random amount) after you activate the card and spend $100 in Credit Mode
No ID check
ID needed or not stated
ID needed or not stated
Formats
virtual
virtual, physical
Apple / Google Pay
Yes / Yes
Yes / Yes
India
Unclear
No
UAE
Unclear
Yes
United States
Unclear
Yes
United Kingdom
Unclear
Yes
EU / EEA
Unclear
Yes
Countries
No published country list. OrbitX focuses on Latin America, East Asia, Africa and the Middle East. The international card is not for US citizens; a separate US card agreement exists.
Worldwide except 17 countries (including India, China, Turkey and Vietnam) and 19 US states
Bank account (IBAN or account number)
In your name
Not confirmed
Send money to a bank account
9 currencies
Not confirmed
Buy and sell crypto with fiat
Buy and sell
Not confirmed
Spend against crypto without selling
Not confirmed
Yes
Yield on your balance
Yes
Yes
Tiers
Neo · Lux
Basic · Silver · Gold · Platinum
Perks
Named bank accounts in 9 currencies: USD, EUR, GBP, AED, NGN, BRL, MXN, COP, PHP · Send money to 100+ countries in your own name · Yield on USDC through on-chain strategies · Funds on Base and Polygon; Solana and Tron coming · Visa Platinum
Credit Mode: spend against crypto or tokenized stocks without selling · Yield on deposits through Kamino · Airport lounges and fast track on paid plans · 24/7 human support · Spending up to $2,000 a month

Highlighted values are the better of the two. “Not published” means the issuer does not state it. Card data last checked 4 Nov 2026; see each card's review for its sources.

Questions

Which is better, OrbitX Card or XPlace Card?

XPlace Card scores higher on the G2M score: 57/100 against 43/100 (#22 and #32 of 37 cards). XPlace Card also comes out ahead on cashback, a lower annual fee and more countries. The better card for you depends on where you live and how you spend; the G2M calculator works it out for your own spending.

Which has lower fees, OrbitX Card or XPlace Card?

XPlace Card has no annual fee; OrbitX Card costs $12 a year. OrbitX Card charges 2% on foreign currency; XPlace Card does not publish its FX fee.

Which pays more cashback, OrbitX Card or XPlace Card?

XPlace Card pays 0.5% cashback on its entry tier; OrbitX Card does not publish a rate. Higher tiers go up to 2% on XPlace Card.

Which works in more countries, OrbitX Card or XPlace Card?

XPlace Card is confirmed in more countries: 233 against 0, though neither publishes a full list. Of the markets we check for every card, only XPlace Card is confirmed in United States, United Kingdom, EU / EEA and UAE.

Who holds my funds with OrbitX Card and XPlace Card?

Both are non-custodial.

More comparisons

Scores use the same rules for every card (how the score works). Referral links never change a score or rank. Not financial advice.