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OrbitX Card vs Tuyo Card

Tuyo Card scores higher on the G2M score: 61/100 against 43/100 (#19 and #32 of 37 cards). Tuyo Card also comes out ahead on a lower annual fee and more countries.

OrbitX Card43

#32 of 37 · Not published back · annual fee $12

Get OrbitXRead the review
Tuyo Card61

#19 of 37 · Not published back · annual fee none

Get TuyoRead the review

The short answer

  • Tuyo Card scores higher on the G2M score: 61/100 against 43/100 (#19 and #32 of 37 cards).
  • Neither card publishes a cashback rate for its entry tier.
  • Tuyo Card has no annual fee; OrbitX Card costs $12 a year.
  • Both charge a 2% FX fee on foreign currency.
  • Tuyo Card is confirmed in more countries: 216 against 0, though neither publishes a full list. Of the markets we check for every card, only Tuyo Card is confirmed in United States, EU / EEA and UAE.
  • Both are non-custodial.

Want the answer for your own spending, or the next tier up of each? See what each keeps you a year or pick tiers and add a third card.

Side by side

Detail
OrbitX Card
Tuyo Card
G2M score
43
61 (better)
Base cashback
Not published
Not published
Max cashback
Not published
Not published
Paid in
Not published
Not published
Annual fee
$12
Free (better)
FX fee
2%
2%
Top-up fee
0%
0%
Per-purchase fee
$0.20
None listed
ATM
Physical card only, not available yet: the ATM's own fee + 2% + $2; limit $500 on Neo, $1,000 on Lux
Up to $250 a withdrawal incl. the ATM surcharge, 3 attempts a day; Tuyo fee not published
Network
Visa
Visa
Card type
Varies by region
Spend
Custody
Non-custodial
Non-custodial
Sign-up bonus (G2M link)
None published
None published
No ID check
ID needed or not stated
ID needed or not stated
Formats
virtual
virtual
Apple / Google Pay
Yes / Yes
Yes / Yes
India
Unclear
No
UAE
Unclear
Yes
United States
Unclear
Yes
United Kingdom
Unclear
No
EU / EEA
Unclear
Yes
Countries
No published country list. OrbitX focuses on Latin America, East Asia, Africa and the Middle East. The international card is not for US citizens; a separate US card agreement exists.
Worldwide except 34 restricted countries and territories, incl. the UK and India
Bank account (IBAN or account number)
In your name
In your name
Send money to a bank account
9 currencies
3 currencies
Buy and sell crypto with fiat
Buy and sell
Buy and sell
Spend against crypto without selling
Not confirmed
No
Yield on your balance
Yes
Yes
Tiers
Neo · Lux
Tuyo Card
Perks
Named bank accounts in 9 currencies: USD, EUR, GBP, AED, NGN, BRL, MXN, COP, PHP · Send money to 100+ countries in your own name · Yield on USDC through on-chain strategies · Funds on Base and Polygon; Solana and Tron coming · Visa Platinum
Some purchases made free at random · Interest on your USD balance (variable) · Daily limit up to $200,000

Highlighted values are the better of the two. “Not published” means the issuer does not state it. Card data last checked 25 Oct 2026; see each card's review for its sources.

Questions

Which is better, OrbitX Card or Tuyo Card?

Tuyo Card scores higher on the G2M score: 61/100 against 43/100 (#19 and #32 of 37 cards). Tuyo Card also comes out ahead on a lower annual fee and more countries. The better card for you depends on where you live and how you spend; the G2M calculator works it out for your own spending.

Which has lower fees, OrbitX Card or Tuyo Card?

Tuyo Card has no annual fee; OrbitX Card costs $12 a year. Both charge a 2% FX fee on foreign currency.

Which pays more cashback, OrbitX Card or Tuyo Card?

Neither card publishes a cashback rate for its entry tier.

Which works in more countries, OrbitX Card or Tuyo Card?

Tuyo Card is confirmed in more countries: 216 against 0, though neither publishes a full list. Of the markets we check for every card, only Tuyo Card is confirmed in United States, EU / EEA and UAE.

Who holds my funds with OrbitX Card and Tuyo Card?

Both are non-custodial.

More comparisons

Scores use the same rules for every card (how the score works). Referral links never change a score or rank. Not financial advice.