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Laso Finance Card vs Tuyo Card

Tuyo Card scores higher on the G2M score: 61/100 against 26/100 (#18 and #33 of 33 cards). Pick Laso Finance Card for cashback; pick Tuyo Card for more countries and control of your funds.

Laso Finance Card26

#33 of 33 · 0% back · annual fee none

Get Laso FinanceRead the review
Tuyo Card61

#18 of 33 · Not published back · annual fee none

Get TuyoRead the review

The short answer

  • Tuyo Card scores higher on the G2M score: 61/100 against 26/100 (#18 and #33 of 33 cards).
  • Laso Finance Card pays 0% cashback on its entry tier; Tuyo Card does not publish a rate.
  • Neither card has an annual fee.
  • Both charge a 2% FX fee on foreign currency.
  • Tuyo Card is confirmed in more countries: 216 against 1, though neither publishes a full list. Of the markets we check for every card, only Tuyo Card is confirmed in EU / EEA and UAE.
  • Laso Finance Card is custodial; Tuyo Card is self-custodial.

Want the answer for your own spending, or the next tier up of each? See what each keeps you a year or pick tiers and add a third card.

Side by side

Detail
Laso Finance Card
Tuyo Card
G2M score
26
61 (better)
Base cashback
0%
Not published
Max cashback
Not published
Not published
Paid in
Not published
Not published
Annual fee
Free
Free
FX fee
2%
2%
Top-up fee
3.8%
0% (better)
Per-purchase fee
None listed
None listed
ATM
Not published
Up to $250 a withdrawal incl. the ATM surcharge, 3 attempts a day; Tuyo fee not published
Network
Visa
Visa
Card type
Prepaid
Spend
Custody
Custodial
Self-custodial
No ID check
Yes: US and international cards
ID needed or not stated
Formats
virtual
virtual
Apple / Google Pay
? / Yes
Yes / Yes
India
Unclear
No
UAE
Unclear
Yes
United States
Yes
Yes
United Kingdom
Unclear
No
EU / EEA
Unclear
Yes
Countries
US card for US merchants; international card for merchants worldwide, no published country list
Worldwide except 34 restricted countries and territories, incl. the UK and India
Bank account (IBAN or account number)
Not confirmed
In your name
Send money to a bank account
Not confirmed
3 currencies
Buy and sell crypto with fiat
Sell only
Buy and sell
Spend against crypto without selling
No
No
Yield on your balance
Not confirmed
Yes
Tiers
International card · US card · Reloadable card
Tuyo Card
Perks
No ID check for the US and international cards · Cards issued in seconds · Gift cards for 3,000+ brands; Venmo, PayPal and debit card payouts · AI agents can order cards through its API · Works with merchants worldwide
Some purchases made free at random · Interest on your USD balance (variable) · Daily limit up to $200,000

Highlighted values are the better of the two. “Not published” means the issuer does not state it. Card data last checked 25 Oct 2026; see each card's review for its sources.

Questions

Which is better, Laso Finance Card or Tuyo Card?

Tuyo Card scores higher on the G2M score: 61/100 against 26/100 (#18 and #33 of 33 cards). Pick Laso Finance Card for cashback; pick Tuyo Card for more countries and control of your funds. The better card for you depends on where you live and how you spend; the G2M calculator works it out for your own spending.

Which has lower fees, Laso Finance Card or Tuyo Card?

Neither card has an annual fee. Both charge a 2% FX fee on foreign currency.

Which pays more cashback, Laso Finance Card or Tuyo Card?

Laso Finance Card pays 0% cashback on its entry tier; Tuyo Card does not publish a rate.

Which works in more countries, Laso Finance Card or Tuyo Card?

Tuyo Card is confirmed in more countries: 216 against 1, though neither publishes a full list. Of the markets we check for every card, only Tuyo Card is confirmed in EU / EEA and UAE.

Who holds my funds with Laso Finance Card and Tuyo Card?

Laso Finance Card is custodial; Tuyo Card is self-custodial.

More comparisons

Scores use the same rules for every card (how the score works). Referral links never change a score or rank. Not financial advice.