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Laso Finance Card vs OrbitX Card

OrbitX Card scores higher on the G2M score: 43/100 against 26/100 (#32 and #36 of 37 cards). Pick Laso Finance Card for cashback, a lower annual fee and more countries; pick OrbitX Card for control of your funds.

Laso Finance Card26

#36 of 37 · 0% back · annual fee none

Get Laso FinanceRead the review
OrbitX Card43

#32 of 37 · Not published back · annual fee $12

Get OrbitXRead the review

The short answer

  • OrbitX Card scores higher on the G2M score: 43/100 against 26/100 (#32 and #36 of 37 cards).
  • Laso Finance Card pays 0% cashback on its entry tier; OrbitX Card does not publish a rate.
  • Laso Finance Card has no annual fee; OrbitX Card costs $12 a year.
  • Both charge a 2% FX fee on foreign currency.
  • Laso Finance Card is confirmed in more countries: 1 against 0, though neither publishes a full list. Of the markets we check for every card, only Laso Finance Card is confirmed in United States.
  • Laso Finance Card is custodial; OrbitX Card is non-custodial.

Want the answer for your own spending, or the next tier up of each? See what each keeps you a year or pick tiers and add a third card.

Side by side

Detail
Laso Finance Card
OrbitX Card
G2M score
26
43 (better)
Base cashback
0%
Not published
Max cashback
Not published
Not published
Paid in
Not published
Not published
Annual fee
Free (better)
$12
FX fee
2%
2%
Top-up fee
3.8%
0% (better)
Per-purchase fee
None listed
$0.20
ATM
Not published
Physical card only, not available yet: the ATM's own fee + 2% + $2; limit $500 on Neo, $1,000 on Lux
Network
Visa
Visa
Card type
Prepaid
Varies by region
Custody
Custodial
Non-custodial
Sign-up bonus (G2M link)
None published
None published
No ID check
Yes: US and international cards
ID needed or not stated
Formats
virtual
virtual
Apple / Google Pay
? / Yes
Yes / Yes
India
Unclear
Unclear
UAE
Unclear
Unclear
United States
Yes
Unclear
United Kingdom
Unclear
Unclear
EU / EEA
Unclear
Unclear
Countries
US card for US merchants; international card for merchants worldwide, no published country list
No published country list. OrbitX focuses on Latin America, East Asia, Africa and the Middle East. The international card is not for US citizens; a separate US card agreement exists.
Bank account (IBAN or account number)
Not confirmed
In your name
Send money to a bank account
Not confirmed
9 currencies
Buy and sell crypto with fiat
Sell only
Buy and sell
Spend against crypto without selling
No
Not confirmed
Yield on your balance
Not confirmed
Yes
Tiers
International card · US card · Reloadable card
Neo · Lux
Perks
No ID check for the US and international cards · Cards issued in seconds · Gift cards for 3,000+ brands; Venmo, PayPal and debit card payouts · AI agents can order cards through its API · Works with merchants worldwide
Named bank accounts in 9 currencies: USD, EUR, GBP, AED, NGN, BRL, MXN, COP, PHP · Send money to 100+ countries in your own name · Yield on USDC through on-chain strategies · Funds on Base and Polygon; Solana and Tron coming · Visa Platinum

Highlighted values are the better of the two. “Not published” means the issuer does not state it. Card data last checked 31 Oct 2026; see each card's review for its sources.

Questions

Which is better, Laso Finance Card or OrbitX Card?

OrbitX Card scores higher on the G2M score: 43/100 against 26/100 (#32 and #36 of 37 cards). Pick Laso Finance Card for cashback, a lower annual fee and more countries; pick OrbitX Card for control of your funds. The better card for you depends on where you live and how you spend; the G2M calculator works it out for your own spending.

Which has lower fees, Laso Finance Card or OrbitX Card?

Laso Finance Card has no annual fee; OrbitX Card costs $12 a year. Both charge a 2% FX fee on foreign currency.

Which pays more cashback, Laso Finance Card or OrbitX Card?

Laso Finance Card pays 0% cashback on its entry tier; OrbitX Card does not publish a rate.

Which works in more countries, Laso Finance Card or OrbitX Card?

Laso Finance Card is confirmed in more countries: 1 against 0, though neither publishes a full list. Of the markets we check for every card, only Laso Finance Card is confirmed in United States.

Who holds my funds with Laso Finance Card and OrbitX Card?

Laso Finance Card is custodial; OrbitX Card is non-custodial.

More comparisons

Scores use the same rules for every card (how the score works). Referral links never change a score or rank. Not financial advice.