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Infini Card vs Tria Card

Tria Card scores higher on the G2M score: 69/100 against 62/100 (#8 and #17 of 36 cards). Pick Infini Card for a lower annual fee; pick Tria Card for a lower FX fee, more countries and control of your funds.

Infini Card62

#17 of 36 · 1.5% to 2.5% back · annual fee none

Get InfiniRead the review
Tria Card69

#8 of 36 · 1.5% to 6% back · annual fee $20

Get TriaRead the review

The short answer

  • Tria Card scores higher on the G2M score: 69/100 against 62/100 (#8 and #17 of 36 cards).
  • Both pay 1.5% cashback on their entry tier. Higher tiers go up to 2.5% on Infini Card and 6% on Tria Card.
  • Infini Card has no annual fee; Tria Card costs $20 a year.
  • Tria Card charges less on foreign currency: a 0% FX fee against 1%.
  • Tria Card lists 229 countries where it works; Infini Card does not publish a full country list. Of the markets we check for every card, only Tria Card is confirmed in United States, United Kingdom, EU / EEA and UAE.
  • Infini Card is custodial; Tria Card is non-custodial.

Want the answer for your own spending, or the next tier up of each? See what each keeps you a year or pick tiers and add a third card.

Side by side

Detail
Infini Card
Tria Card
G2M score
62
69 (better)
Base cashback
1.5%
1.5%
Max cashback
2.5%
6% (better)
Paid in
Not published
Not published
Annual fee
Free (better)
$20
FX fee
1%
0% (better)
Top-up fee
0%
0%
Per-purchase fee
None listed
None listed
ATM
Not published
Pro and Max: up to $750 a day, fee not published. No ATM access on Lite.
Network
Visa / Mastercard
Visa
Card type
Prepaid
Spend
Custody
Custodial
Non-custodial
Sign-up bonus (G2M link)
None published
$10 when you sign up and activate your Tria card
No ID check
ID needed or not stated
ID needed or not stated
Formats
virtual, physical
virtual, physical, metal
Apple / Google Pay
Yes / Yes
Yes / Yes
India
Unclear
No
UAE
Unclear
Yes
United States
Unclear
Yes
United Kingdom
Unclear
Yes
EU / EEA
Unclear
Yes
Countries
Infini says it supports 180+ countries but publishes no country list; sanctioned countries are excluded
229
Bank account (IBAN or account number)
In your name
No
Send money to a bank account
2 currencies
No
Buy and sell crypto with fiat
Buy and sell
No
Spend against crypto without selling
Not confirmed
No
Yield on your balance
Yes
Yes
Tiers
Pro · Lite · Max
Lite · Pro · Max
Perks
Infini Lite works for ChatGPT and Claude subscriptions · USD and EUR account details to get paid · Infini Earn: yield on stablecoins and BTC · Finny, an AI expense tracker · Visa with a Hong Kong card BIN
Price protection up to $2,000 · Purchase protection up to $10,000 · Spend up to $1M a day on Pro and Max · Virtual Visa Platinum card · 1.5% with no cap on Tria Travel (hotels, rentals; not flights)

Highlighted values are the better of the two. “Not published” means the issuer does not state it. Card data last checked 25 Oct 2026; see each card's review for its sources.

Questions

Which is better, Infini Card or Tria Card?

Tria Card scores higher on the G2M score: 69/100 against 62/100 (#8 and #17 of 36 cards). Pick Infini Card for a lower annual fee; pick Tria Card for a lower FX fee, more countries and control of your funds. The better card for you depends on where you live and how you spend; the G2M calculator works it out for your own spending.

Which has lower fees, Infini Card or Tria Card?

Infini Card has no annual fee; Tria Card costs $20 a year. Tria Card charges less on foreign currency: a 0% FX fee against 1%.

Which pays more cashback, Infini Card or Tria Card?

Both pay 1.5% cashback on their entry tier. Higher tiers go up to 2.5% on Infini Card and 6% on Tria Card.

Which works in more countries, Infini Card or Tria Card?

Tria Card lists 229 countries where it works; Infini Card does not publish a full country list. Of the markets we check for every card, only Tria Card is confirmed in United States, United Kingdom, EU / EEA and UAE.

Who holds my funds with Infini Card and Tria Card?

Infini Card is custodial; Tria Card is non-custodial.

More comparisons

Scores use the same rules for every card (how the score works). Referral links never change a score or rank. Not financial advice.