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Hyperbeat Pay Card vs OrbitX Card

OrbitX Card scores higher on the G2M score: 43/100 against 22/100 (#32 and #37 of 37 cards). Hyperbeat Pay Card still comes out ahead on cashback and more countries.

Hyperbeat Pay Card22

#37 of 37 · 0.2% to 12% back · annual fee Not published

Get HyperbeatRead the review
OrbitX Card43

#32 of 37 · Not published back · annual fee $12

Get OrbitXRead the review

The short answer

  • OrbitX Card scores higher on the G2M score: 43/100 against 22/100 (#32 and #37 of 37 cards).
  • Hyperbeat Pay Card pays 0.2% cashback on its entry tier; OrbitX Card does not publish a rate. Higher tiers go up to 12% on Hyperbeat Pay Card.
  • OrbitX Card costs $12 a year; Hyperbeat Pay Card does not publish its annual fee.
  • OrbitX Card charges 2% on foreign currency; Hyperbeat Pay Card does not publish its FX fee.
  • Hyperbeat Pay Card is confirmed in more countries: 1 against 0, though neither publishes a full list. Of the markets we check for every card, only Hyperbeat Pay Card is confirmed in United States.
  • Both are non-custodial.

Want the answer for your own spending, or the next tier up of each? See what each keeps you a year or pick tiers and add a third card.

Side by side

Detail
Hyperbeat Pay Card
OrbitX Card
G2M score
22
43 (better)
Base cashback
0.2%
Not published
Max cashback
12%
Not published
Paid in
WHYPE
Not published
Annual fee
Not published
$12
FX fee
Not published
2%
Top-up fee
Not published
0%
Per-purchase fee
None listed
$0.20
ATM
Not published
Physical card only, not available yet: the ATM's own fee + 2% + $2; limit $500 on Neo, $1,000 on Lux
Network
Visa
Visa
Card type
Varies by region
Varies by region
Custody
Non-custodial
Non-custodial
Sign-up bonus (G2M link)
None published
None published
No ID check
ID needed or not stated
ID needed or not stated
Formats
virtual
virtual
Apple / Google Pay
? / ?
Yes / Yes
India
Unclear
Unclear
UAE
Unclear
Unclear
United States
Yes
Unclear
United Kingdom
Unclear
Unclear
EU / EEA
Unclear
Unclear
Countries
Worldwide except sanctioned countries (Cuba, Iran, North Korea, Sudan, Syria) and Ontario, Canada; US residents under a separate US card agreement; no full country list
No published country list. OrbitX focuses on Latin America, East Asia, Africa and the Middle East. The international card is not for US citizens; a separate US card agreement exists.
Bank account (IBAN or account number)
Not confirmed
In your name
Send money to a bank account
Not confirmed
9 currencies
Buy and sell crypto with fiat
Buy and sell
Buy and sell
Spend against crypto without selling
Yes
Not confirmed
Yield on your balance
Yes
Yes
Tiers
Everyday · All boosters · Trader $1M · Trader $5M
Neo · Lux
Perks
Credit Mode: spend against BTC, ETH, SOL or HYPE without selling · Savings, trading and card in one non-custodial account · Virtual card now, physical card waitlist · Four boosters add 0.2% each: hold $1,000 or $10,000, spend $1,000 or $10,000 in 30 days
Named bank accounts in 9 currencies: USD, EUR, GBP, AED, NGN, BRL, MXN, COP, PHP · Send money to 100+ countries in your own name · Yield on USDC through on-chain strategies · Funds on Base and Polygon; Solana and Tron coming · Visa Platinum

Highlighted values are the better of the two. “Not published” means the issuer does not state it. Card data last checked 4 Nov 2026; see each card's review for its sources.

Questions

Which is better, Hyperbeat Pay Card or OrbitX Card?

OrbitX Card scores higher on the G2M score: 43/100 against 22/100 (#32 and #37 of 37 cards). Hyperbeat Pay Card still comes out ahead on cashback and more countries. The better card for you depends on where you live and how you spend; the G2M calculator works it out for your own spending.

Which has lower fees, Hyperbeat Pay Card or OrbitX Card?

OrbitX Card costs $12 a year; Hyperbeat Pay Card does not publish its annual fee. OrbitX Card charges 2% on foreign currency; Hyperbeat Pay Card does not publish its FX fee.

Which pays more cashback, Hyperbeat Pay Card or OrbitX Card?

Hyperbeat Pay Card pays 0.2% cashback on its entry tier; OrbitX Card does not publish a rate. Higher tiers go up to 12% on Hyperbeat Pay Card.

Which works in more countries, Hyperbeat Pay Card or OrbitX Card?

Hyperbeat Pay Card is confirmed in more countries: 1 against 0, though neither publishes a full list. Of the markets we check for every card, only Hyperbeat Pay Card is confirmed in United States.

Who holds my funds with Hyperbeat Pay Card and OrbitX Card?

Both are non-custodial.

More comparisons

Scores use the same rules for every card (how the score works). Referral links never change a score or rank. Not financial advice.