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Hyperbeat Pay Card vs Laso Finance Card

Laso Finance Card scores higher on the G2M score: 26/100 against 22/100 (#35 and #36 of 36 cards). Hyperbeat Pay Card still comes out ahead on cashback and control of your funds.

Hyperbeat Pay Card22

#36 of 36 · 0.2% to 12% back · annual fee Not published

Get HyperbeatRead the review
Laso Finance Card26

#35 of 36 · 0% back · annual fee none

Get Laso FinanceRead the review

The short answer

  • Laso Finance Card scores higher on the G2M score: 26/100 against 22/100 (#35 and #36 of 36 cards).
  • Hyperbeat Pay Card pays more cashback on its entry tier: 0.2% against 0%. Higher tiers go up to 12% on Hyperbeat Pay Card.
  • Laso Finance Card has no annual fee; Hyperbeat Pay Card does not publish its annual fee.
  • Laso Finance Card charges 2% on foreign currency; Hyperbeat Pay Card does not publish its FX fee.
  • Both are confirmed in 1 countries.
  • Hyperbeat Pay Card is non-custodial; Laso Finance Card is custodial.

Want the answer for your own spending, or the next tier up of each? See what each keeps you a year or pick tiers and add a third card.

Side by side

Detail
Hyperbeat Pay Card
Laso Finance Card
G2M score
22
26 (better)
Base cashback
0.2% (better)
0%
Max cashback
12%
Not published
Paid in
WHYPE
Not published
Annual fee
Not published
Free
FX fee
Not published
2%
Top-up fee
Not published
3.8%
Per-purchase fee
None listed
None listed
ATM
Not published
Not published
Network
Visa
Visa
Card type
Varies by region
Prepaid
Custody
Non-custodial
Custodial
Sign-up bonus (G2M link)
None published
None published
No ID check
ID needed or not stated
Yes: US and international cards
Formats
virtual
virtual
Apple / Google Pay
? / ?
? / Yes
India
Unclear
Unclear
UAE
Unclear
Unclear
United States
Yes
Yes
United Kingdom
Unclear
Unclear
EU / EEA
Unclear
Unclear
Countries
Worldwide except sanctioned countries (Cuba, Iran, North Korea, Sudan, Syria) and Ontario, Canada; US residents under a separate US card agreement; no full country list
US card for US merchants; international card for merchants worldwide, no published country list
Bank account (IBAN or account number)
Not confirmed
Not confirmed
Send money to a bank account
Not confirmed
Not confirmed
Buy and sell crypto with fiat
Buy and sell
Sell only
Spend against crypto without selling
Yes
No
Yield on your balance
Yes
Not confirmed
Tiers
Everyday · All boosters · Trader $1M · Trader $5M
International card · US card · Reloadable card
Perks
Credit Mode: spend against BTC, ETH, SOL or HYPE without selling · Savings, trading and card in one non-custodial account · Virtual card now, physical card waitlist · Four boosters add 0.2% each: hold $1,000 or $10,000, spend $1,000 or $10,000 in 30 days
No ID check for the US and international cards · Cards issued in seconds · Gift cards for 3,000+ brands; Venmo, PayPal and debit card payouts · AI agents can order cards through its API · Works with merchants worldwide

Highlighted values are the better of the two. “Not published” means the issuer does not state it. Card data last checked 31 Oct 2026; see each card's review for its sources.

Questions

Which is better, Hyperbeat Pay Card or Laso Finance Card?

Laso Finance Card scores higher on the G2M score: 26/100 against 22/100 (#35 and #36 of 36 cards). Hyperbeat Pay Card still comes out ahead on cashback and control of your funds. The better card for you depends on where you live and how you spend; the G2M calculator works it out for your own spending.

Which has lower fees, Hyperbeat Pay Card or Laso Finance Card?

Laso Finance Card has no annual fee; Hyperbeat Pay Card does not publish its annual fee. Laso Finance Card charges 2% on foreign currency; Hyperbeat Pay Card does not publish its FX fee.

Which pays more cashback, Hyperbeat Pay Card or Laso Finance Card?

Hyperbeat Pay Card pays more cashback on its entry tier: 0.2% against 0%. Higher tiers go up to 12% on Hyperbeat Pay Card.

Which works in more countries, Hyperbeat Pay Card or Laso Finance Card?

Both are confirmed in 1 countries.

Who holds my funds with Hyperbeat Pay Card and Laso Finance Card?

Hyperbeat Pay Card is non-custodial; Laso Finance Card is custodial.

More comparisons

Scores use the same rules for every card (how the score works). Referral links never change a score or rank. Not financial advice.