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COCA Card vs Tuyo Card

COCA Card scores higher on the G2M score: 64/100 against 61/100 (#12 and #17 of 26 cards). Pick COCA Card for cashback; pick Tuyo Card for more countries.

COCA Card64

#12 of 26 · 1% to 8% back · annual fee none

Get COCARead the review
Tuyo Card61

#17 of 26 · Not published back · annual fee none

Get TuyoRead the review

The short answer

  • COCA Card scores higher on the G2M score: 64/100 against 61/100 (#12 and #17 of 26 cards).
  • COCA Card pays 1% cashback on its entry tier; Tuyo Card does not publish a rate. Higher tiers go up to 8% on COCA Card.
  • Neither card has an annual fee.
  • Tuyo Card charges 2% on foreign currency; COCA Card does not publish its FX fee.
  • COCA Card lists 73 countries where it works; Tuyo Card does not publish a full country list (216 confirmed so far). Of the markets we check for every card, only COCA Card is confirmed in United Kingdom, and only Tuyo Card is confirmed in United States.
  • Both are self-custodial.

Want the answer for your own spending, or the next tier up of each? See what each keeps you a year or pick tiers and add a third card.

Side by side

Detail
COCA Card
Tuyo Card
G2M score
64 (better)
61
Base cashback
1%
Not published
Max cashback
8%
Not published
Paid in
Stablecoins, monthly
Not published
Annual fee
Free
Free
FX fee
Not published
2%
Top-up fee
0%
0%
Per-purchase fee
None listed
None listed
ATM
Free up to $250 a month, then 2%
Up to $250 a withdrawal incl. the ATM surcharge, 3 attempts a day; Tuyo fee not published
Network
Visa
Visa
Card type
Debit
Spend
Custody
Self-custodial
Self-custodial
Formats
virtual, physical
virtual
Apple / Google Pay
Yes / Yes
Yes / Yes
India
No
No
UAE
Yes
Yes
United States
No
Yes
United Kingdom
Yes
No
EU / EEA
Yes
Yes
Countries
73
Worldwide except 34 restricted countries and territories, incl. the UK and India
Bank account (IBAN or account number)
In your name
In your name
Send money to a bank account
1 currency
3 currencies
Buy and sell crypto with fiat
Buy and sell
Buy and sell
Spend against crypto without selling
No
No
Yield on your balance
Yes
Yes
Tiers
Starter · Standard · Standard+ · Premium · Premium+ · Elite
Tuyo Card
Perks
Yield on your card balance (variable) · 50% back on 1 subscription · 50% back on 2 subscriptions · 50% back on 3 subscriptions · 50% back on 4 subscriptions
Some purchases made free at random · Interest on your USD balance (variable) · Daily limit up to $200,000

Highlighted values are the better of the two. “Not published” means the issuer does not state it. Card data last checked 25 Oct 2026; see each card's review for its sources.

Questions

Which is better, COCA Card or Tuyo Card?

COCA Card scores higher on the G2M score: 64/100 against 61/100 (#12 and #17 of 26 cards). Pick COCA Card for cashback; pick Tuyo Card for more countries. The better card for you depends on where you live and how you spend; the G2M calculator works it out for your own spending.

Which has lower fees, COCA Card or Tuyo Card?

Neither card has an annual fee. Tuyo Card charges 2% on foreign currency; COCA Card does not publish its FX fee.

Which pays more cashback, COCA Card or Tuyo Card?

COCA Card pays 1% cashback on its entry tier; Tuyo Card does not publish a rate. Higher tiers go up to 8% on COCA Card.

Which works in more countries, COCA Card or Tuyo Card?

COCA Card lists 73 countries where it works; Tuyo Card does not publish a full country list (216 confirmed so far). Of the markets we check for every card, only COCA Card is confirmed in United Kingdom, and only Tuyo Card is confirmed in United States.

Who holds my funds with COCA Card and Tuyo Card?

Both are self-custodial.

More comparisons

Scores use the same rules for every card (how the score works). Referral links never change a score or rank. Not financial advice.