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COCA Card vs SolCard

COCA Card scores higher on the G2M score: 64/100 against 35/100 (#13 and #32 of 33 cards). Pick COCA Card for cashback and control of your funds; pick SolCard for more countries.

COCA Card64

#13 of 33 · 1% to 8% back · annual fee none

Get COCARead the review
SolCard35

#32 of 33 · 0% to 1.3% back · annual fee none

Get SolCardRead the review

The short answer

  • COCA Card scores higher on the G2M score: 64/100 against 35/100 (#13 and #32 of 33 cards).
  • COCA Card pays more cashback on its entry tier: 1% against 0%. Higher tiers go up to 8% on COCA Card and 1.3% on SolCard.
  • Neither card has an annual fee.
  • SolCard charges 2% on foreign currency; COCA Card does not publish its FX fee.
  • COCA Card lists 73 countries where it works; SolCard does not publish a full country list (245 confirmed so far). Of the markets we check for every card, only SolCard is confirmed in United States and India.
  • COCA Card is self-custodial; SolCard is custodial.

Want the answer for your own spending, or the next tier up of each? See what each keeps you a year or pick tiers and add a third card.

Side by side

Detail
COCA Card
SolCard
G2M score
64 (better)
35
Base cashback
1% (better)
0%
Max cashback
8% (better)
1.3%
Paid in
Stablecoins, monthly
USDT or USDC
Annual fee
Free
Free
FX fee
Not published
2%
Top-up fee
0% (better)
5%
Per-purchase fee
None listed
None listed
ATM
Free up to $250 a month, then 2%
Not published
Network
Visa
Visa / Mastercard
Card type
Debit
Prepaid
Custody
Self-custodial
Custodial
No ID check
ID needed or not stated
Yes: Virtual card
Formats
virtual, physical
virtual, physical
Apple / Google Pay
Yes / Yes
Yes / Yes
India
No
Yes
UAE
Yes
Yes
United States
No
Yes
United Kingdom
Yes
Yes
EU / EEA
Yes
Yes
Countries
73
Worldwide except Hong Kong and sanctioned countries; in the US only the Virtual card (online)
Bank account (IBAN or account number)
In your name
Not confirmed
Send money to a bank account
1 currency
Not confirmed
Buy and sell crypto with fiat
Buy and sell
Not confirmed
Spend against crypto without selling
No
No
Yield on your balance
Yes
No
Tiers
Starter · Standard · Standard+ · Premium · Premium+ · Elite
Virtual · Platinum · Signature · Private
Perks
Yield on your card balance (variable) · 50% back on 1 subscription · 50% back on 2 subscriptions · 50% back on 3 subscriptions · 50% back on 4 subscriptions
No ID check needed for the Virtual card · Physical Platinum card with Apple Pay and Google Pay · Top up from 13 networks, incl. Bitcoin, Solana and Tron · SOLC staking: free cards and cashback · Online only, no Apple Pay or Google Pay

Highlighted values are the better of the two. “Not published” means the issuer does not state it. Card data last checked 25 Oct 2026; see each card's review for its sources.

Questions

Which is better, COCA Card or SolCard?

COCA Card scores higher on the G2M score: 64/100 against 35/100 (#13 and #32 of 33 cards). Pick COCA Card for cashback and control of your funds; pick SolCard for more countries. The better card for you depends on where you live and how you spend; the G2M calculator works it out for your own spending.

Which has lower fees, COCA Card or SolCard?

Neither card has an annual fee. SolCard charges 2% on foreign currency; COCA Card does not publish its FX fee.

Which pays more cashback, COCA Card or SolCard?

COCA Card pays more cashback on its entry tier: 1% against 0%. Higher tiers go up to 8% on COCA Card and 1.3% on SolCard.

Which works in more countries, COCA Card or SolCard?

COCA Card lists 73 countries where it works; SolCard does not publish a full country list (245 confirmed so far). Of the markets we check for every card, only SolCard is confirmed in United States and India.

Who holds my funds with COCA Card and SolCard?

COCA Card is self-custodial; SolCard is custodial.

More comparisons

Scores use the same rules for every card (how the score works). Referral links never change a score or rank. Not financial advice.