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Bybit Card vs PEXX Card

PEXX Card scores higher on the G2M score: 62/100 against 48/100 (#19 and #30 of 39 cards). PEXX Card also comes out ahead on cashback, a lower FX fee and more countries.

Bybit Card48

#30 of 39 · Up to 10% back · annual fee none

Get BybitRead the review
PEXX Card62

#19 of 39 · 1% back · annual fee none

Get PEXXRead the review

The short answer

  • PEXX Card scores higher on the G2M score: 62/100 against 48/100 (#19 and #30 of 39 cards).
  • PEXX Card pays 1% cashback on its entry tier; Bybit Card does not publish a rate. Higher tiers go up to 10% on Bybit Card.
  • Neither card has an annual fee.
  • PEXX Card charges less on foreign currency: a 1.2% FX fee against 2%.
  • PEXX Card is confirmed in more countries: 68 against 37. Of the markets we check for every card, only PEXX Card is confirmed in United Kingdom and UAE.
  • Both are custodial.

Want the answer for your own spending, or the next tier up of each? See what each keeps you a year or pick tiers and add a third card.

Side by side

Detail
Bybit Card
PEXX Card
G2M score
48
62 (better)
Base cashback
Not published
1%
Max cashback
10% (better)
1%
Paid in
Points, redeemable for USDT or crypto
PEXX Points
Annual fee
Free
Free
FX fee
2%
1.2% (better)
Top-up fee
0%
0%
Per-purchase fee
0.9%
0.6%
ATM
Around $100 or €100 a month depending on region
Not published
Network
Mastercard
Visa / Mastercard
Card type
Varies by region
Debit
Custody
Custodial
Custodial
Sign-up bonus (G2M link)
None published
None published
No ID check
ID needed or not stated
ID needed or not stated
Formats
virtual, physical
virtual, physical
Apple / Google Pay
? / ?
Yes / Yes
India
No
No
UAE
No
Yes
United States
No
No
United Kingdom
No
Yes
EU / EEA
Yes
Yes
Countries
33
68
Bank account (IBAN or account number)
Shared, with a reference code
In your name
Send money to a bank account
1 currency
17 currencies
Buy and sell crypto with fiat
Buy and sell
Buy and sell
Spend against crypto without selling
No
Not confirmed
Yield on your balance
Yes
Yes
Tiers
VIP 1 to 2 · VIP 3 (Alpha) · Supreme VIP
PEXX Card
Perks
Subscription rebates for VIPs · 100% rebates on Netflix, Spotify and ChatGPT
PEXX Earn: up to 4% APY on USD, USDT and USDC (tokenised US Treasuries) · USD account with routing and account number · Points convert to HeyMax Max Miles · QR payments in Indonesia, Malaysia, Singapore, Vietnam and the Philippines

Highlighted values are the better of the two. “Not published” means the issuer does not state it. Card data last checked 25 Oct 2026; see each card's review for its sources.

Questions

Which is better, Bybit Card or PEXX Card?

PEXX Card scores higher on the G2M score: 62/100 against 48/100 (#19 and #30 of 39 cards). PEXX Card also comes out ahead on cashback, a lower FX fee and more countries. The better card for you depends on where you live and how you spend; the G2M calculator works it out for your own spending.

Which has lower fees, Bybit Card or PEXX Card?

Neither card has an annual fee. PEXX Card charges less on foreign currency: a 1.2% FX fee against 2%.

Which pays more cashback, Bybit Card or PEXX Card?

PEXX Card pays 1% cashback on its entry tier; Bybit Card does not publish a rate. Higher tiers go up to 10% on Bybit Card.

Which works in more countries, Bybit Card or PEXX Card?

PEXX Card is confirmed in more countries: 68 against 37. Of the markets we check for every card, only PEXX Card is confirmed in United Kingdom and UAE.

Who holds my funds with Bybit Card and PEXX Card?

Both are custodial.

More comparisons

Scores use the same rules for every card (how the score works). Referral links never change a score or rank. Not financial advice.